Paragon Financial Solutions, Inc.

OTCPK:PGNN Stock Report

Market Cap: US$39.0m

Paragon Financial Solutions Valuation

Is PGNN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of PGNN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate PGNN's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate PGNN's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for PGNN?

Key metric: As PGNN is an unprofitable bank we use its Price-To-Book Ratio for relative valuation analysis.

The above table shows the Price to Book ratio for PGNN. This is calculated by dividing PGNN's market cap by their current book value.
What is PGNN's PB Ratio?
PB Ration/a
BookUS$31.23m
Market CapUS$39.03m

Price to Book Ratio vs Peers

How does PGNN's PB Ratio compare to its peers?

The above table shows the PB ratio for PGNN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average0.9x
MSVB Mid-Southern Bancorp
1.1xn/aUS$39.6m
EDVR Endeavor Bancorp
1xn/aUS$39.7m
STBI Sturgis Bancorp
0.7xn/aUS$39.4m
LUMB Lumbee Guaranty Bank
0.9xn/aUS$39.6m
PGNN Paragon Financial Solutions
n/an/aUS$39.0m

Price-To-Book vs Peers: Insufficient data to calculate PGNN's Price-To-Book Ratio vs. peers for valuation analysis.

Price to Book Ratio vs Industry

How does PGNN's PB Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / BookEstimated GrowthMarket Cap
PGNN is unprofitableIndustry Avg. 1.0xNo. of Companies128PB00.61.21.82.43+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Book vs Industry: Insufficient data to calculate PGNN's Price-To-Book Ratio vs. industry for valuation analysis.

Price to Book Ratio vs Fair Ratio

What is PGNN's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PGNN PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ration/a
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate PGNN's Price-To-Book Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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