PFBX Stock Overview
Operates as the bank holding company for The Peoples Bank that provides banking, financial, and trust services to government entities, individuals, and small and commercial businesses in Mississippi. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 6/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Peoples Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$18.26 |
| 52 Week High | US$20.00 |
| 52 Week Low | US$15.20 |
| Beta | 0.44 |
| 1 Month Change | 1.39% |
| 3 Month Change | 4.34% |
| 1 Year Change | 10.00% |
| 3 Year Change | 9.67% |
| 5 Year Change | 69.86% |
| Change since IPO | -39.13% |
Recent News & Updates
Recent updates
Shareholder Returns
| PFBX | US Banks | US Market | |
|---|---|---|---|
| 7D | -6.4% | 0.8% | 0.6% |
| 1Y | 10.0% | 29.4% | 23.7% |
Return vs Industry: PFBX underperformed the US Banks industry which returned 29.4% over the past year.
Return vs Market: PFBX underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| PFBX volatility | |
|---|---|
| PFBX Average Weekly Movement | n/a |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PFBX's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine PFBX's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1896 | 139 | Chevis Swetman | www.thepeoples.com |
Peoples Financial Corporation operates as the bank holding company for The Peoples Bank that provides banking, financial, and trust services to government entities, individuals, and small and commercial businesses in Mississippi. The company accepts various deposits, such as interest and non-interest-bearing checking accounts, savings accounts, certificates of deposit, and individual retirement accounts (IRAs). It offers business, commercial, real estate, construction, personal, and installment loans; and personal trust, agencies, and estate services, including living and testamentary trusts, executorships, guardianships, and conservatorships.
Peoples Financial Corporation Fundamentals Summary
| PFBX fundamental statistics | |
|---|---|
| Market cap | US$85.12m |
| Earnings (TTM) | US$21.90m |
| Revenue (TTM) | US$30.69m |
3.9x
P/E Ratio0.9x
P/B RatioIs PFBX overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PFBX income statement (TTM) | |
|---|---|
| Revenue | US$30.69m |
| Cost of Revenue | US$0 |
| Gross Profit | US$30.69m |
| Other Expenses | US$8.79m |
| Earnings | US$21.90m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.70 |
| Gross Margin | 100.00% |
| Net Profit Margin | 71.36% |
| Debt/Equity Ratio | 31.1% |
How did PFBX perform over the long term?
See historical performance and comparisonDividends
2.4%
Current Dividend Yield8%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 07:30 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Peoples Financial Corporation is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Burkenroad Reports |
| Christopher Marinac | FIG Partners |
| Mark Muth | Howe Barnes Hoefer & Arnett, Inc. |