PBLO.F Stock Overview

Engages in the banking activities. More details

PBLO.F fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	1/6
Past Performance	4/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 13.9% below our estimate of its fair value

Earnings are forecast to grow 4.83% per year

Earnings grew by 3.2% over the past year

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Public Bank Berhad Competitors

Credicorp

NYSE:BAP

US$14.6b

Fifth Third Bancorp

NasdaqGS:FITB

US$28.4b

Comerica

NYSE:CMA

US$8.2b

U.S. Bancorp

NYSE:USB

US$75.7b

Price History & Performance

Summary of share price highs, lows and changes for Public Bank Berhad
Historical stock prices
Current Share Price	RM 0.91
52 Week High	RM 0.91
52 Week Low	RM 0.51
Beta	0.49
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	-6.19%
5 Year Change	n/a
Change since IPO	-70.16%

Recent updates

Shareholder Returns

	PBLO.F	US Banks	US Market
7D	0%	-1.8%	-2.1%
1Y	n/a	30.3%	21.3%

Return vs Industry: Insufficient data to determine how PBLO.F performed against the US Banks industry.

Return vs Market: Insufficient data to determine how PBLO.F performed against the US Market.

Price Volatility

Is PBLO.F's price volatile compared to industry and market?
PBLO.F volatility
PBLO.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.2%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.8%
10% least volatile stocks in US Market	3.2%

Stable Share Price: PBLO.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine PBLO.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1966	19,827	Ah Lek Tay	www.publicbankgroup.com

Public Bank Berhad engages in the banking activities. The company’s deposit products include savings, current, fixed deposit, foreign currency, and safe deposit box services. Its loan portfolio comprises home, SWIFT, working capital, SME, and other loans; overdrafts; project and vehicle financing; PB retail negotiable instruments of deposit; and credit guarantee corporation guarantee schemes and BNM funds.

Public Bank Berhad Fundamentals Summary

How do Public Bank Berhad's earnings and revenue compare to its market cap?
PBLO.F fundamental statistics
Market cap	US$19.17b
Earnings (TTM)	US$1.55b
Revenue (TTM)	US$3.01b

12.4x

P/E Ratio

1.6x

P/B Ratio

Is PBLO.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PBLO.F income statement (TTM)
Revenue	RM 13.52b
Cost of Revenue	RM 0
Gross Profit	RM 13.52b
Other Expenses	RM 6.56b
Earnings	RM 6.96b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.36
Gross Margin	100.00%
Net Profit Margin	51.49%
Debt/Equity Ratio	29.7%

How did PBLO.F perform over the long term?

See historical performance and comparison

Dividends

4.5%

Current Dividend Yield

56%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/11 22:19
End of Day Share Price	2025/01/02 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Public Bank Berhad is covered by 32 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Ei Tan	Affin Hwang Investment Bank
Poh Ong	AmInvestment Bank Berhad
Wee Siang Ng	BNP Paribas Securities (Asia)