Public Bank Berhad Balance Sheet Health
Financial Health criteria checks 6/6
Public Bank Berhad has total assets of MYR510.6B and total equity of MYR56.4B. Total deposits are MYR425.5B, and total loans are MYR391.8B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are MYR17.3B.
Key information
9.1x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | RM 425.50b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | RM 17.32b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBLO.F's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: PBLO.F has a sufficient allowance for bad loans (182%).
Low Risk Liabilities: 94% of PBLO.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBLO.F has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: PBLO.F's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: PBLO.F has an appropriate level of bad loans (0.6%).