OTPG.F Stock Overview

Provides commercial banking services to individuals, municipalities, corporations, and enterprises. More details

OTPG.F fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	5/6
Dividends	4/6

Rewards

Trading at 47.2% below our estimate of its fair value

Earnings have grown 29.2% per year over the past 5 years

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

Community vs My Fair Value

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OTP Bank Nyrt. Competitors

Credicorp

NYSE:BAP

US$16.2b

First Citizens BancShares

NasdaqGS:FCNC.A

US$24.3b

Fifth Third Bancorp

NasdaqGS:FITB

US$24.9b

U.S. Bancorp

NYSE:USB

US$65.7b

Price History & Performance

Summary of share price highs, lows and changes for OTP Bank Nyrt
Historical stock prices
Current Share Price	Ft30.75
52 Week High	Ft30.75
52 Week Low	Ft28.97
Beta	0.73
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	36,227.77%

Recent updates

Shareholder Returns

	OTPG.F	US Banks	US Market
7D	0%	0.4%	-0.3%
1Y	n/a	15.2%	8.0%

Return vs Industry: Insufficient data to determine how OTPG.F performed against the US Banks industry.

Return vs Market: Insufficient data to determine how OTPG.F performed against the US Market.

Price Volatility

Is OTPG.F's price volatile compared to industry and market?
OTPG.F volatility
OTPG.F Average Weekly Movement	n/a
Banks Industry Average Movement	4.7%
Market Average Movement	7.9%
10% most volatile stocks in US Market	16.5%
10% least volatile stocks in US Market	4.1%

Stable Share Price: OTPG.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine OTPG.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1949	38,523	Peter Csanyi	www.otpbank.hu

OTP Bank Nyrt., together with its subsidiaries, provides commercial banking services to individuals, municipalities, corporations, and enterprises. The company offers retail banking services, including account management and forint account packages; debit cards; internet and mobile banking; and deposits and securities accounts. It also provides corporate banking services, such as cash-management solutions, HUF and foreign currency loans, bank guarantees, special agricultural loans, factoring, European union grants, leasing, specialized lending/project financing, syndicated lending and international financing, and forfaiting and buyer’s credits; stock exchange transaction orders, investment fund shares, and government securities; and global markets services, capital market solutions, and global securities services.

OTP Bank Nyrt. Fundamentals Summary

How do OTP Bank Nyrt's earnings and revenue compare to its market cap?
OTPG.F fundamental statistics
Market cap	US$19.95b
Earnings (TTM)	US$2.91b
Revenue (TTM)	US$7.04b

6.8x

P/E Ratio

1.4x

P/B Ratio

Is OTPG.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OTPG.F income statement (TTM)
Revenue	Ft2.54t
Cost of Revenue	Ft0
Gross Profit	Ft2.54t
Other Expenses	Ft1.49t
Earnings	Ft1.05t

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

May 09, 2025

Earnings per share (EPS)	3.85k
Gross Margin	100.00%
Net Profit Margin	41.37%
Debt/Equity Ratio	104.1%

How did OTPG.F perform over the long term?

See historical performance and comparison

Dividends

3.7%

Current Dividend Yield

24%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/09 06:39
End of Day Share Price	2025/02/25 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

OTP Bank Nyrt. is covered by 31 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Cristina Marzea	Barclays
Andreas Markou	Berenberg
Kamil Kliszcz	Biuro maklerskie mBanku