OTP Bank Nyrt Balance Sheet Health
Financial Health criteria checks 5/6
OTP Bank Nyrt has total assets of HUF39,609.1B and total equity of HUF4,094.8B. Total deposits are HUF28,332.4B, and total loans are HUF20,366.7B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 4.5% of total loans. Cash and short-term investments are HUF6,981.1B.
Key information
9.7x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | Ft28.33t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Ft6.98t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OTPG.F's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: OTPG.F has a sufficient allowance for bad loans (105%).
Low Risk Liabilities: 80% of OTPG.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: OTPG.F has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: OTPG.F's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: OTPG.F has a high level of bad loans (4.5%).