How does OTPB.F's PE Ratio compare to its peers?

OTPB.F is good value based on its Price-To-Earnings Ratio (5.8x) compared to the peer average (13.9x).

How does OTPB.F's PE Ratio compare vs other companies in the US Banks Industry?

OTPB.F is good value based on its Price-To-Earnings Ratio (5.8x) compared to the US Banks industry average (12.9x).

What is OTPB.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate OTPB.F's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of OTPB.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

OTPB.F ($50) is trading below our estimate of [[fair value]] ($125.34)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

OTPB.F Stock Overview

Engages in the provision of commercial banking services to individuals, municipalities, corporations, and enterprises. More details

OTPB.F fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	3/6
Financial Health	5/6
Dividends	4/6

Rewards

Trading at 60.1% below our estimate of its fair value

Earnings grew by 1.7% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 2% per year for the next 3 years

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

OTP Bank Nyrt. Competitors

Credicorp

NYSE:BAP

US$14.6b

Comerica

NYSE:CMA

US$8.1b

Fifth Third Bancorp

NasdaqGS:FITB

US$28.4b

First Citizens BancShares

NasdaqGS:FCNC.A

US$29.2b

Price History & Performance

Summary of share price highs, lows and changes for OTP Bank Nyrt
Historical stock prices
Current Share Price	Ft50.00
52 Week High	Ft50.00
52 Week Low	Ft48.81
Beta	0.93
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	50.38%

Recent updates

Shareholder Returns

	OTPB.F	US Banks	US Market
7D	0%	-1.7%	-2.8%
1Y	n/a	28.6%	24.1%

Return vs Industry: Insufficient data to determine how OTPB.F performed against the US Banks industry.

Return vs Market: Insufficient data to determine how OTPB.F performed against the US Market.

Price Volatility

Is OTPB.F's price volatile compared to industry and market?
OTPB.F volatility
OTPB.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	18.0%
10% least volatile stocks in US Market	3.1%

Stable Share Price: OTPB.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine OTPB.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1949	40,131	Sandor Csanyi	www.otpbank.hu

OTP Bank Nyrt., together with its subsidiaries, engages in the provision of commercial banking services to individuals, municipalities, corporations, and enterprises. The company offers deposits, debit cards, insurance agency, account management, leasing and treasury, securities, factoring, payment and investment, and other products and services for individual and enterprise customers. It also provides financing for cars and production equipment, overdrafts, working capital and investment loans, agricultural loans, project financing, syndicated lending, and bank guarantee services; and fund management, cash management, safe deposit box, electronic account statement, and other products and services for municipality and corporation customers.

OTP Bank Nyrt. Fundamentals Summary

How do OTP Bank Nyrt's earnings and revenue compare to its market cap?
OTPB.F fundamental statistics
Market cap	US$14.38b
Earnings (TTM)	US$2.48b
Revenue (TTM)	US$5.71b

5.8x

P/E Ratio

1.2x

P/B Ratio

Is OTPB.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OTPB.F income statement (TTM)
Revenue	Ft2.20t
Cost of Revenue	Ft0
Gross Profit	Ft2.20t
Other Expenses	Ft1.25t
Earnings	Ft957.10b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	3.48k
Gross Margin	100.00%
Net Profit Margin	43.45%
Debt/Equity Ratio	109.9%

How did OTPB.F perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

15%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/11/12 07:41
End of Day Share Price	2024/08/15 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

OTP Bank Nyrt. is covered by 34 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Cristina Marzea	Barclays
Andreas Markou	Berenberg
Kamil Kliszcz	Biuro maklerskie mBanku