OTP Bank Nyrt Balance Sheet Health
Financial Health criteria checks 5/6
OTP Bank Nyrt has total assets of HUF42,523.6B and total equity of HUF4,548.1B. Total deposits are HUF29,968.3B, and total loans are HUF21,898.5B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 4.4% of total loans. Cash and short-term investments are HUF6,196.5B.
Key information
9.3x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | Ft29.97t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Ft6.20t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OTPB.F's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: OTPB.F has a sufficient allowance for bad loans (103%).
Low Risk Liabilities: 79% of OTPB.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: OTPB.F has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: OTPB.F's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: OTPB.F has a high level of bad loans (4.4%).