Mars Bancorp
Market Cap
US$31.2m
Last Updated
2019/08/18 23:38 UTC
Data Sources
Company Financials
Executive Summary
Mars Bancorp, Inc., through its subsidiaries, provides banking products and services for individuals and businesses in Pennsylvania.
Snowflake
Fundamentals
Flawless balance sheet with acceptable track record.
Risks
- Mars Bancorp is not covered by any analysts.
Similar Companies
Share Price & News
How has Mars Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
1.3%
OTCPK:MNBP
-2.5%
US Banks
-0.7%
US Market
1 Year Return
3.2%
OTCPK:MNBP
-14.2%
US Banks
-0.5%
US Market
MNBP outperformed the Banks industry which returned -14.2% over the past year.
MNBP outperformed the Market in United States of America which returned -0.4% over the past year.
Share holder returns
| MNBP | Industry | Market | |
|---|---|---|---|
| 7 Day | 1.3% | -2.5% | -0.7% |
| 30 Day | 1.3% | -6.1% | -3.0% |
| 90 Day | -2.5% | -3.8% | 0.9% |
| 1 Year | 6.3%3.2% | -11.8%-14.2% | 1.7%-0.5% |
| 3 Year | 13.6%3.4% | 42.1%32.4% | 39.5%30.4% |
| 5 Year | 9.5%-6.0% | 53.3%36.7% | 54.1%37.0% |
Price Volatility Vs. Market
How volatile is Mars Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Mars Bancorp undervalued based on future cash flows and its price relative to the stock market?
17.15x
Price to Earnings (PE) ratio
Intrinsic Value Based on Future Cash Flows
Mars Bancorp's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
Mars Bancorp's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
Price Based on Earnings
Mars Bancorp is overvalued based on earnings compared to the US Banks industry average.
Mars Bancorp is good value based on earnings compared to the United States of America market.
Price Based on Expected Growth
Unable to calculate PEG ratio for Mars Bancorp, we can't assess if its growth is good value.
Price Based on Value of Assets
Mars Bancorp is good value based on assets compared to the US Banks industry average.
Next Steps
Future Growth
How is Mars Bancorp expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
15.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Unable to determine if Mars Bancorp is high growth as no revenue estimate data is available.
Mars Bancorp's earnings are expected to grow by 15.1% yearly, however this is not considered high growth (20% yearly).
Unable to compare Mars Bancorp's revenue growth to the United States of America market average as no estimate data is available.
Mars Bancorp's earnings growth is expected to exceed the United States of America market average.
Mars Bancorp's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Earnings per Share Growth Estimates
Future Return on Equity
Unable to establish if Mars Bancorp will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
Next Steps
Past Performance
How has Mars Bancorp performed over the past 5 years?
11.0%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Mars Bancorp's year on year earnings growth rate has been positive over the past 5 years.
Mars Bancorp's 1-year earnings growth exceeds its 5-year average (44% vs 11%)
Mars Bancorp's earnings growth has exceeded the US Banks industry average in the past year (44% vs 33.3%).
Return on Equity
Mars Bancorp has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
Mars Bancorp used its assets less efficiently than the US Banks industry average last year based on Return on Assets.
Return on Capital Employed
Unable to establish if Mars Bancorp improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Next Steps
Financial Health
How is Mars Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Information is not available.
Information is not available.
Financial Institutions Analysis
Mars Bancorp has an acceptable proportion of non-loan assets held.
Mars Bancorp has a sufficient allowance for bad loans.
Mars Bancorp's liabilities are made up of primarily low risk sources of funding.
Mars Bancorp's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
Loans at Mars Bancorp are broadly funded by customer deposits.
Mars Bancorp has an acceptable level of bad loans (less than 2%).
Next Steps
Dividend
What is Mars Bancorp's current dividend yield, its reliability and sustainability?
Dividend Yield and Payments Analysis
Unable to evaluate Mars Bancorp's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
Unable to evaluate Mars Bancorp's dividend against the top 25% market benchmark as the company has not reported any payouts.
Unable to perform a dividend volatility check as Mars Bancorp has not reported any payouts.
Unable to verify if Mars Bancorp's dividend has been increasing as the company has not reported any payouts.
Current Payout to Shareholders
Unable to calculate sustainability of dividends as Mars Bancorp has not reported any payouts.
Future Payout to Shareholders
Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
Next Steps
Management
What is the CEO of Mars Bancorp's salary, the management and board of directors tenure and is there insider trading?
5.1yrs
Average board tenure
CEO
Jim Dionise (58yo)
5.1yrs
Tenure
Mr. James V. Dionise, CPA, also known as Jim, has been the President and Chief Executive Officer of Mars Bancorp Inc. since July 2014. Mr. Dionise has been a Director of Mars Bancorp Inc. since July 2014. ...
Board Age and Tenure
5.1yrs
Average Tenure
61yo
Average Age
The tenure for the Mars Bancorp board of directors is about average.
Insider Trading
No 3 month open market individual insider trading information.
Ownership Breakdown
Management Team
Mike Kirk (56yo)
Executive VP
- Tenure: 5.1yrs
Jim Dionise (58yo)
President
- Tenure: 5.1yrs
Board Members
Jim Dionise (58yo)
President
- Tenure: 5.1yrs
Jay Thier (65yo)
Vice Chairman of the Board
- Tenure: 2.3yrs
Dallas Hipple
Director Emeritus
- Tenure: 0.0yrs
Harry Austin (61yo)
Director
- Tenure: 5.1yrs
Jan Balentine (61yo)
Chairman of the Board
- Tenure: 2.3yrs
Ken Fleeson (62yo)
Director
- Tenure: 5.1yrs
Dianne Howard (66yo)
Director
- Tenure: 5.1yrs
Dan Cole (61yo)
Director
- Tenure: 5.1yrs
Gregory Mensch (50yo)
Director
- Tenure: 2.3yrs
Steven Thompson (50yo)
Director
- Tenure: 2.3yrs
Company Information
Mars Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Mars Bancorp, Inc.
- Ticker: MNBP
- Exchange: OTCPK
- Founded: 1900
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$31.200m
- Shares outstanding: 80.00k
- Website: https://www.marsbank.com
Location
- Mars Bancorp, Inc.
- 145 Grand Avenue
- Mars
- Pennsylvania
- 16046
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| MNBP | OTCPK (Pink Sheets LLC) | Yes | Common Stock | US | USD | Aug 1995 |
Biography
Mars Bancorp, Inc., through its subsidiaries, provides banking products and services for individuals and businesses in Pennsylvania. The company’s deposit products include non-interest and interest-bearing ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/18 23:38 |
| End of Day Share Price | 2019/08/16 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.