Middlebury National (MDVT) Stock Overview

Operates as the holding company for National Bank of Middlebury that provides various banking products and services to individuals and business customers. More details

MDVT fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	2/6

Risk Analysis

Latest financial reports are more than a year old

Unstable dividend track record

Does not have a meaningful market cap ($39M)

MDVT Community Fair Values

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Middlebury National Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Middlebury National
Historical stock prices
Current Share Price	US$45.80
52 Week High	US$46.50
52 Week Low	US$30.00
Beta	0
1 Month Change	2.23%
3 Month Change	24.19%
1 Year Change	37.41%
3 Year Change	38.79%
5 Year Change	19.74%
Change since IPO	126.17%

Recent updates

Shareholder Returns

	MDVT	US Banks	US Market
7D	-0.5%	2.0%	-0.2%
1Y	37.4%	15.4%	13.5%

Return vs Industry: MDVT exceeded the US Banks industry which returned 15.4% over the past year.

Return vs Market: MDVT exceeded the US Market which returned 13.5% over the past year.

Price Volatility

Is MDVT's price volatile compared to industry and market?
MDVT volatility
MDVT Average Weekly Movement	3.5%
Banks Industry Average Movement	3.7%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.2%
10% least volatile stocks in US Market	3.0%

Stable Share Price: MDVT has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: MDVT's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1831	n/a	n/a	nbmvt.com

Middlebury National Corporation operates as the holding company for National Bank of Middlebury that provides various banking products and services to individuals and business customers. The company offers various savings, checking, money market, and individual retirement accounts; and certificates of deposit, as well as certificates of deposit account registry services. It also provides personal loans, such as auto, recreational vehicle, secured and unsecured personal, and green energy improvement loans; commercial loans consisting of term loans, real estate mortgage, real estate construction mortgage, land loan, checking overdraft line of credit, revolving line of credit, and letter of credit; and medallion signature guarantees.

Middlebury National Corporation Fundamentals Summary

How do Middlebury National's earnings and revenue compare to its market cap?
MDVT fundamental statistics
Market cap	US$39.43m
Earnings (TTM)	US$3.15m
Revenue (TTM)	US$17.98m

0.0x

P/E Ratio

0.0x

P/B Ratio

Is MDVT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MDVT income statement (TTM)
Revenue	US$17.98m
Cost of Revenue	US$0
Gross Profit	US$17.98m
Other Expenses	US$14.84m
Earnings	US$3.15m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did MDVT perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/02/02 07:29
End of Day Share Price	2026/01/30 00:00
Earnings	2022/12/31
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Middlebury National Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Middlebury National CorporationOTCPK:MDVT Stock Report