Middlebury National Past Earnings Performance
Past criteria checks 1/6
Middlebury National's earnings have been declining at an average annual rate of -10.3%, while the Banks industry saw earnings growing at 10.2% annually. Revenues have been growing at an average rate of 3.3% per year. Middlebury National's return on equity is 12.3%, and it has net margins of 17.5%.
Key information
-10.3%
Earnings growth rate
-10.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 3.3% |
| Return on equity | 12.3% |
| Net Margin | 17.5% |
| Last Earnings Update | 31 Dec 2022 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses BreakdownBeta
How Middlebury National makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 22 | 18 | 3 | 0 | 0 |
| 31 Dec 21 | 17 | 4 | 0 | 0 |
| 31 Dec 20 | 17 | 4 | 0 | 0 |
| 31 Dec 19 | 16 | 4 | 0 | 0 |
| 31 Dec 18 | 15 | 3 | 0 | 0 |
| 31 Dec 17 | 14 | 2 | 0 | 0 |
| 31 Dec 16 | 13 | 2 | 7 | 0 |
| 31 Dec 15 | 12 | 2 | 7 | 0 |
| 31 Dec 14 | 12 | 1 | 7 | 0 |
| 31 Dec 13 | 12 | 2 | 7 | 0 |
Quality Earnings: MDVT has high quality earnings.
Growing Profit Margin: MDVT's current net profit margins (17.5%) are lower than last year (20.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if MDVT's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: MDVT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: MDVT had negative earnings growth (-10.3%) over the past year, making it difficult to compare to the Banks industry average (-9.7%).
Return on Equity
High ROE: MDVT's Return on Equity (12.3%) is considered low.