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Ledyard Financial Group, Inc.OTCPK:LFGP Stock Report

Market Cap US$48.4m
Share Price
US$13.99
My Fair Value
US$10.84
29.1% overvalued intrinsic discount
1Y-0.07%
7D0%
Portfolio Value
View

Ledyard Financial Group, Inc.

OTCPK:LFGP Stock Report

Market Cap: US$48.4m

Ledyard Financial Group (LFGP) Stock Overview

Operates as the bank holding company for Ledyard National Bank that provides retail and commercial banking, and wealth advisory services in New Hampshire and Vermont. More details

LFGP fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends5/6

LFGP Community Fair Values

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Ledyard Financial Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Ledyard Financial Group
Historical stock prices
Current Share PriceUS$13.99
52 Week HighUS$15.50
52 Week LowUS$13.15
Beta0.42
1 Month Change0.87%
3 Month Change0.43%
1 Year Change-0.071%
3 Year Change-27.89%
5 Year Change-16.73%
Change since IPO-7.76%

Recent News & Updates

Recent updates

Shareholder Returns

LFGPUS BanksUS Market
7D0%-2.5%1.2%
1Y-0.07%28.9%17.7%

Return vs Industry: LFGP underperformed the US Banks industry which returned 28.9% over the past year.

Return vs Market: LFGP underperformed the US Market which returned 17.7% over the past year.

Price Volatility

Is LFGP's price volatile compared to industry and market?
LFGP volatility
LFGP Average Weekly Movement2.2%
Banks Industry Average Movement3.5%
Market Average Movement6.4%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: LFGP has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: LFGP's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1991n/aJosephine Moranledyard.bank

Ledyard Financial Group, Inc. operates as the bank holding company for Ledyard National Bank that provides retail and commercial banking, and wealth advisory services in New Hampshire and Vermont. It operates in two segments, Banking and Wealth Advisory Services. The company offers checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit.

Ledyard Financial Group, Inc. Fundamentals Summary

How do Ledyard Financial Group's earnings and revenue compare to its market cap?
LFGP fundamental statistics
Market capUS$48.44m
Earnings (TTM)US$4.59m
Revenue (TTM)US$37.98m
10.6x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LFGP income statement (TTM)
RevenueUS$37.98m
Cost of RevenueUS$0
Gross ProfitUS$37.98m
Other ExpensesUS$33.39m
EarningsUS$4.59m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.32
Gross Margin100.00%
Net Profit Margin12.07%
Debt/Equity Ratio196.6%

How did LFGP perform over the long term?

See historical performance and comparison

Dividends

6.0%
Current Dividend Yield
61%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/05 03:13
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ledyard Financial Group, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.