Ledyard Financial Group Balance Sheet Health
Financial Health criteria checks 6/6
Ledyard Financial Group has total assets of $938.0M and total equity of $56.7M. Total deposits are $822.8M, and total loans are $528.5M.
Key information
16.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$822.75m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$32.40m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LFGP's Assets to Equity ratio (16.5x) is moderate.
Allowance for Bad Loans: LFGP has a sufficient allowance for bad loans (215%).
Low Risk Liabilities: 93% of LFGP's liabilities are made up of primarily low risk sources of funding.
Loan Level: LFGP has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: LFGP's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: LFGP has an appropriate level of bad loans (0.3%).