OTCPK:HWIS

Stock Analysis Report

Home Bancorp Wisconsin

Executive Summary

Home Bancorp Wisconsin, Inc. operates as the bank holding company for Home Savings Bank, a chartered savings bank that provides community banking services primarily in Madison, Wisconsin.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • Home Bancorp Wisconsin's last earnings update was 737 days ago.
  • Home Bancorp Wisconsin is not covered by any analysts.

Share Price & News

How has Home Bancorp Wisconsin's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

2.2%

OTCPK:HWIS

-1.8%

US Banks

0.2%

US Market


1 Year Return

-32.6%

OTCPK:HWIS

-15.3%

US Banks

-0.7%

US Market

HWIS underperformed the Banks industry which returned -13.6% over the past year.

HWIS underperformed the Market in United States of America which returned 0.3% over the past year.


Share holder returns

HWISIndustryMarket
7 Day2.2%-1.8%0.2%
30 Day-3.1%-6.4%-2.7%
90 Day-5.9%-4.0%1.6%
1 Year-32.6%-32.6%-12.9%-15.3%1.6%-0.7%
3 Year-7.8%-7.8%41.3%31.7%40.0%30.9%
5 Year13.1%13.1%50.8%34.5%53.8%36.8%

Price Volatility Vs. Market

How volatile is Home Bancorp Wisconsin's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Home Bancorp Wisconsin undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Home Bancorp Wisconsin is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Home Bancorp Wisconsin has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of HWIS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Home Bancorp Wisconsin regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Home Bancorp Wisconsin expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.8%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Home Bancorp Wisconsin has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of HWIS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Home Bancorp Wisconsin's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Home Bancorp Wisconsin performed over the past 5 years?

0.2%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Home Bancorp Wisconsin has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Home Bancorp Wisconsin's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Home Bancorp Wisconsin's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Home Bancorp Wisconsin has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of HWIS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Home Bancorp Wisconsin's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Home Bancorp Wisconsin's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Home Bancorp Wisconsin's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Home Bancorp Wisconsin's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Home Bancorp Wisconsin has not reported any payouts.

Unable to verify if Home Bancorp Wisconsin's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Home Bancorp Wisconsin has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Home Bancorp Wisconsin's salary, the management and board of directors tenure and is there insider trading?

5.6yrs

Average board tenure


CEO

Jim Bradley (66yo)

5.6yrs

Tenure

US$156,489

Compensation

Mr. James R. Bradley, also known as Jim, has been the Chief Executive Officer and President of Home Savings Bank since 1985 and has been its has been Chairman of the Board since 1987. Mr. Bradley serves as ...


CEO Compensation Analysis

Insufficient data for Jim to establish whether their remuneration is reasonable compared to companies of similar size in United States of America.

No earnings data for Home Bancorp Wisconsin, not possible to compare to compensation.


Board Age and Tenure

5.6yrs

Average Tenure

66yo

Average Age

The tenure for the Home Bancorp Wisconsin board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Jim Bradley (66yo)

    Chairman

    • Tenure: 5.6yrs
    • Compensation: US$156.49k
  • Matt Rosenthal (49yo)

    Executive Vice President of Commercial Banking

    • Tenure: 6.3yrs
    • Compensation: US$127.28k
  • Deborah Fox-Schroeder

    Corporate Secretary

    • Tenure: 0.0yrs
  • Alan Zimprich

    Chief Financial Officer

    • Tenure: 0.0yrs

Board Members

  • Lynn Hobbie (60yo)

    Director

    • Tenure: 5.6yrs
    • Compensation: US$10.38k
  • Jim Bradley (66yo)

    Chairman

    • Tenure: 5.6yrs
    • Compensation: US$156.49k
  • Rich Lynch (67yo)

    Director

    • Tenure: 5.6yrs
    • Compensation: US$11.70k
  • George Austin (67yo)

    Director

    • Tenure: 5.6yrs
    • Compensation: US$11.70k
  • Jane Tereba (44yo)

    Director

    • Tenure: 1.8yrs

Company Information

Home Bancorp Wisconsin, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Home Bancorp Wisconsin, Inc.
  • Ticker: HWIS
  • Exchange: OTCPK
  • Founded: 1895
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$8.542m
  • Shares outstanding: 899.19k
  • Website: https://www.home-savings.com

Number of Employees


Location

  • Home Bancorp Wisconsin, Inc.
  • 3762 East Washington Avenue
  • Madison
  • Wisconsin
  • 53704
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
HWISOTCPK (Pink Sheets LLC)YesCommon StockUSUSDMay 2014

Biography

Home Bancorp Wisconsin, Inc. operates as the bank holding company for Home Savings Bank, a chartered savings bank that provides community banking services primarily in Madison, Wisconsin. The company accep ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/21 00:58
End of Day Share Price2019/08/19 00:00
Earnings2017/06/30
Annual Earnings2016/09/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.