Hocking Valley Bancshares (HCKG) Stock Overview

Operates as the bank holding company for The Hocking Valley Bank that provides personal and commercial banking products and services for individuals, families, and small businesses in Ohio. More details

HCKG fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	6/6
Dividends	2/6

Rewards

Trading at 37.9% below our estimate of its fair value

Earnings grew by 36.3% over the past year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap ($36M)

Unstable dividend track record

HCKG Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

View all narratives

Hocking Valley Bancshares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Hocking Valley Bancshares
Historical stock prices
Current Share Price	US$29.00
52 Week High	US$30.00
52 Week Low	US$21.50
Beta	-0.0053
1 Month Change	5.84%
3 Month Change	n/a
1 Year Change	27.19%
3 Year Change	52.23%
5 Year Change	n/a
Change since IPO	61.86%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	HCKG	US Banks	US Market
7D	0%	1.2%	0.8%
1Y	27.2%	26.9%	27.8%

Return vs Industry: HCKG matched the US Banks industry which returned 26.9% over the past year.

Return vs Market: HCKG matched the US Market which returned 27.8% over the past year.

Price Volatility

Is HCKG's price volatile compared to industry and market?
HCKG volatility
HCKG Average Weekly Movement	n/a
Banks Industry Average Movement	3.5%
Market Average Movement	7.1%
10% most volatile stocks in US Market	16.3%
10% least volatile stocks in US Market	3.2%

Stable Share Price: HCKG's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine HCKG's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1963	n/a	Polly Sumney	www.hvbonline.com

Hocking Valley Bancshares, Inc. operates as the bank holding company for The Hocking Valley Bank that provides personal and commercial banking products and services for individuals, families, and small businesses in Ohio. The company offers checking, savings, money market, and individual retirement accounts; certificates of deposit; and debit/ATM and credit cards. It also provides mortgage, construction, home equity, vehicle, personal, commercial real estate, equipment, and working capital loans, as well as operating lines of credit and letters of credit; and merchant account, remote deposit capture, overdraft protection, and positive pay services.

Hocking Valley Bancshares, Inc. Fundamentals Summary

How do Hocking Valley Bancshares's earnings and revenue compare to its market cap?
HCKG fundamental statistics
Market cap	US$36.06m
Earnings (TTM)	US$4.16m
Revenue (TTM)	US$12.98m

8.7x

P/E Ratio

0.9x

P/B Ratio

Is HCKG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HCKG income statement (TTM)
Revenue	US$12.98m
Cost of Revenue	US$0
Gross Profit	US$12.98m
Other Expenses	US$8.83m
Earnings	US$4.16m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	3.34
Gross Margin	100.00%
Net Profit Margin	32.01%
Debt/Equity Ratio	2.7%

How did HCKG perform over the long term?

See historical performance and comparison

Dividends

2.5%

Current Dividend Yield

22%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/05/03 17:51
End of Day Share Price	2026/04/22 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hocking Valley Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.