Hocking Valley Bancshares, Inc.

OTCPK:HCKG Stock Report

Market Cap: US$23.6m

Hocking Valley Bancshares Valuation

Is HCKG undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of HCKG when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: HCKG ($19) is trading above our estimate of fair value ($13.65)

Significantly Below Fair Value: HCKG is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for HCKG?

Key metric: As HCKG is an unprofitable bank we use its Price-To-Book Ratio for relative valuation analysis.

The above table shows the Price to Book ratio for HCKG. This is calculated by dividing HCKG's market cap by their current book value.
What is HCKG's PB Ratio?
PB Ration/a
BookUS$34.25m
Market CapUS$23.62m

Price to Book Ratio vs Peers

How does HCKG's PB Ratio compare to its peers?

The above table shows the PB ratio for HCKG vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average0.7x
FPBC First Pacific Bancorp
0.6xn/aUS$23.6m
CYSM Community Bancorp of Santa Maria
0.8xn/aUS$23.6m
CBOF CBOA Financial
0.8xn/aUS$23.5m
FBPA Farmers Bank of Appomattox
0.7xn/aUS$24.3m
HCKG Hocking Valley Bancshares
n/an/aUS$23.6m

Price-To-Book vs Peers: Insufficient data to calculate HCKG's Price-To-Book Ratio vs. peers for valuation analysis.

Price to Book Ratio vs Industry

How does HCKG's PB Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / BookEstimated GrowthMarket Cap
HCKG is unprofitableIndustry Avg. 1.0xNo. of Companies128PB00.61.21.82.43+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Book vs Industry: Insufficient data to calculate HCKG's Price-To-Book Ratio vs. industry for valuation analysis.

Price to Book Ratio vs Fair Ratio

What is HCKG's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HCKG PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ration/a
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate HCKG's Price-To-Book Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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