Golden State Bancorp (GSBX) Stock Overview
Operates as the holding company for Golden State Bank that provides personal and business banking services in Los Angeles, Orange, Riverside, San Diego, Ventura, and San Bernardino counties in California. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
GSBX Community Fair Values
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Golden State Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$31.21 |
| 52 Week High | US$31.89 |
| 52 Week Low | US$24.00 |
| Beta | 0.24 |
| 1 Month Change | -0.51% |
| 3 Month Change | 5.62% |
| 1 Year Change | 21.91% |
| 3 Year Change | 72.91% |
| 5 Year Change | 124.53% |
| Change since IPO | -84.40% |
Recent News & Updates
Recent updates
Shareholder Returns
| GSBX | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.6% | 3.2% | 1.5% |
| 1Y | 21.9% | 27.8% | 17.3% |
Return vs Industry: GSBX underperformed the US Banks industry which returned 26.4% over the past year.
Return vs Market: GSBX exceeded the US Market which returned 16.7% over the past year.
Price Volatility
| GSBX volatility | |
|---|---|
| GSBX Average Weekly Movement | n/a |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: GSBX's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine GSBX's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2015 | n/a | Robert Setrakian | www.goldenstatebank.com |
Golden State Bancorp operates as the holding company for Golden State Bank that provides personal and business banking services in Los Angeles, Orange, Riverside, San Diego, Ventura, and San Bernardino counties in California. The company accepts checking, savings, deposits, and money market accounts, and cash management services, as well as certificates of deposit. Its loan products comprise commercial real estate, business operating term, and construction loans, as well as non-owner occupied residential financing, strategic bridge financing solutions, and lines of credit.
Golden State Bancorp Fundamentals Summary
| GSBX fundamental statistics | |
|---|---|
| Market cap | US$71.87m |
| Earnings (TTM) | US$9.11m |
| Revenue (TTM) | US$31.15m |
Is GSBX overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GSBX income statement (TTM) | |
|---|---|
| Revenue | US$31.15m |
| Cost of Revenue | US$0 |
| Gross Profit | US$31.15m |
| Other Expenses | US$22.04m |
| Earnings | US$9.11m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.96 |
| Gross Margin | 100.00% |
| Net Profit Margin | 29.25% |
| Debt/Equity Ratio | 57.4% |
How did GSBX perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/01/09 04:50 |
| End of Day Share Price | 2026/01/07 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Golden State Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.