Golden State Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Golden State Bancorp has total assets of $715.7M and total equity of $58.7M. Total deposits are $607.2M, and total loans are $544.6M.
Key information
12.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$607.18m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$139.26m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GSBX's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: GSBX has a sufficient allowance for bad loans (309%).
Low Risk Liabilities: 92% of GSBX's liabilities are made up of primarily low risk sources of funding.
Loan Level: GSBX has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: GSBX's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: GSBX has an appropriate level of bad loans (0.4%).