Golden State Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Golden State Bancorp has total assets of $729.5M and total equity of $62.7M. Total deposits are $618.1M, and total loans are $556.6M.
Key information
11.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$618.09m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$142.28m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GSBX's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: GSBX has a sufficient allowance for bad loans (123%).
Low Risk Liabilities: 93% of GSBX's liabilities are made up of primarily low risk sources of funding.
Loan Level: GSBX has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: GSBX's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: GSBX has an appropriate level of bad loans (1.1%).