OTCPK:FABP

Stock Analysis Report

Farmers Bancorp (Frankfort IN)

Executive Summary

Farmers Bancorp (Frankfort IN) operates as the holding company of The Farmers Bank that provides a range of banking products and services in the United States.


Snowflake Analysis

Weak fundamentals or lack of information.

Share Price & News

How has Farmers Bancorp (Frankfort IN)'s share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: FABP has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

9.1%

FABP

14.6%

US Banks

9.4%

US Market


1 Year Return

-14.3%

FABP

-24.3%

US Banks

-6.8%

US Market

Return vs Industry: FABP exceeded the US Banks industry which returned -24.3% over the past year.

Return vs Market: FABP underperformed the US Market which returned -6.8% over the past year.


Shareholder returns

FABPIndustryMarket
7 Day9.1%14.6%9.4%
30 Day-15.1%-4.4%-3.9%
90 Day-16.3%-33.9%-16.5%
1 Year-12.1%-14.3%-22.0%-24.3%-4.8%-6.8%
3 Year12.6%3.9%-8.3%-15.1%23.4%15.2%
5 Year81.6%54.6%16.7%3.3%41.3%25.7%

Price Volatility Vs. Market

How volatile is Farmers Bancorp (Frankfort IN)'s share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Farmers Bancorp (Frankfort IN) undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether Farmers Bancorp (Frankfort IN) is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Farmers Bancorp (Frankfort IN) has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of FABP’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Farmers Bancorp (Frankfort IN) regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Farmers Bancorp (Frankfort IN) forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

-4.6%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Farmers Bancorp (Frankfort IN) has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of FABP’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Farmers Bancorp (Frankfort IN)'s filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Farmers Bancorp (Frankfort IN) performed over the past 5 years?

15.9%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Farmers Bancorp (Frankfort IN) has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Farmers Bancorp (Frankfort IN)'s financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Farmers Bancorp (Frankfort IN)'s finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Farmers Bancorp (Frankfort IN) has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of FABP’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Farmers Bancorp (Frankfort IN)'s financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Farmers Bancorp (Frankfort IN)'s current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate FABP's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate FABP's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if FABP's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if FABP's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of FABP's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

15.3yrs

Average board tenure


CEO

Farmers Bancorp (Frankfort IN) has no CEO, or we have no data on them.


Board Members

NamePositionTenureCompensationOwnership
Karen Gregerson
President & Director4.25yrsno datano data
Stanley Smith
Secretary & Director31.25yrsno datano data
Fred Agnew
Director Emeritusno datano datano data
Jack Ransom
Vice Chairman of the Boardno datano datano data
Stephen Rothenberger
Director26.25yrsno datano data
Edwin Sahm
Directorno datano datano data
Thomas Crawford
Chairman of the Boardno datano datano data
James Moore
Directorno datano datano data
Gregory Cagnassola
Directorno datano datano data
Daniel Lahrman
Director2.08yrsno datano data

15.3yrs

Average Tenure

72yo

Average Age

Experienced Board: FABP's board of directors are seasoned and experienced ( 15.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.


Top Shareholders

Company Information

Farmers Bancorp (Frankfort IN)'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Farmers Bancorp (Frankfort IN)
  • Ticker: FABP
  • Exchange: OTCPK
  • Founded: 1876
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$74.315m
  • Shares outstanding: 2.06m
  • Website: https://www.thefarmersbank.com

Location

  • Farmers Bancorp (Frankfort IN)
  • 9 East Clinton Street
  • PO Box 129
  • Frankfort
  • Indiana
  • 46041
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
FABPOTCPK (Pink Sheets LLC)YesCommon StockUSUSDFeb 1995

Biography

Farmers Bancorp (Frankfort IN) operates as the holding company of The Farmers Bank that provides a range of banking products and services in the United States. It offers personal banking services, such as checking, savings, and individual retirement accounts; various consumer loans; auto loans; home mortgage loan purchasing and refinancing services; and savings bonds, as well as credit cards, popmoney, mobile banking, and other convenience services. The company’s business banking services include revolving credit lines, term loans, commercial real estate permanent/construction mortgages, agricultural loans, and SBA loans; treasury management services; credit cards; personal financial statement services; and agriculture farm financial package services. In addition, it provides various trust and investment services. The company was founded in 1876 and is based in Frankfort, Indiana. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/04/10 00:13
End of Day Share Price2020/04/08 00:00
Earnings1998/03/31
Annual Earnings1997/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.