Eagle Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Eagle Financial Services has total assets of $1.9B and total equity of $117.8M. Total deposits are $1.5B, and total loans are $1.5B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $183.1M.
Key information
16x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$1.55b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$183.10m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EFSI's Assets to Equity ratio (16x) is moderate.
Allowance for Bad Loans: EFSI has a sufficient allowance for bad loans (571%).
Low Risk Liabilities: 88% of EFSI's liabilities are made up of primarily low risk sources of funding.
Loan Level: EFSI has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: EFSI's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: EFSI has an appropriate level of bad loans (0.2%).