CSB Financial (CSBA) Stock Overview

Focuses on operating as the bank holding company for Community Savings Bank that provides various financial services in Ohio. More details

CSBA fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	3/6
Financial Health	6/6
Dividends	0/6

Rewards

Earnings grew by 1392.7% over the past year

Risk Analysis

Does not have meaningful revenue ($4M)

Does not have a meaningful market cap ($19M)

Less than 3 years of financial data is available

CSBA Community Fair Values

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CSB Financial Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for CSB Financial
Historical stock prices
Current Share Price	US$13.65
52 Week High	US$13.88
52 Week Low	US$12.00
Beta	0
1 Month Change	0.71%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	8.33%

Recent updates

Shareholder Returns

	CSBA	US Banks	US Market
7D	1.5%	-2.0%	-0.1%
1Y	n/a	11.8%	11.9%

Return vs Industry: Insufficient data to determine how CSBA performed against the US Banks industry.

Return vs Market: Insufficient data to determine how CSBA performed against the US Market.

Price Volatility

Is CSBA's price volatile compared to industry and market?
CSBA volatility
CSBA Average Weekly Movement	n/a
Banks Industry Average Movement	3.0%
Market Average Movement	6.8%
10% most volatile stocks in US Market	15.1%
10% least volatile stocks in US Market	2.9%

Stable Share Price: CSBA has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine CSBA's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1889	16	John Essen	bankwith-csb.com

CSB Financial Inc. focuses on operating as the bank holding company for Community Savings Bank that provides various financial services in Ohio. It offers various deposit accounts, including demand accounts, savings accounts, money market accounts, NOW accounts, and certificates of deposit. The company’s loan portfolio consists primarily of residential mortgage loans secured by one- to four-family residential properties, as well as consumer loans, commercial real estate loans, multi-family mortgage loans, commercial and industrial loans, construction and land loans, and second mortgage and home equity loans.

CSB Financial Inc. Fundamentals Summary

How do CSB Financial's earnings and revenue compare to its market cap?
CSBA fundamental statistics
Market cap	US$19.15m
Earnings (TTM)	US$475.81k
Revenue (TTM)	US$3.83m

40.2x

P/E Ratio

1.2x

P/B Ratio

Is CSBA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CSBA income statement (TTM)
Revenue	US$3.83m
Cost of Revenue	US$0
Gross Profit	US$3.83m
Other Expenses	US$3.36m
Earnings	US$475.81k

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)	0.34
Gross Margin	100.00%
Net Profit Margin	12.41%
Debt/Equity Ratio	46.1%

How did CSBA perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/21 21:57
End of Day Share Price	2026/09/21 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CSB Financial Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

CSB Financial Inc.OTCPK:CSBA Stock Report