CSB Financial Past Earnings Performance

Past criteria checks 3/6

CSB Financial has been growing earnings at an average annual rate of 1392.7%, while the Banks industry saw earnings growing at 4% annually. Revenues have been growing at an average rate of 17.3% per year. CSB Financial's return on equity is 3%, and it has net margins of 12.4%.

Key information

1,392.75%

Earnings growth rate

n/a

EPS growth rate

Banks Industry Growth	11.18%
Revenue growth rate	17.29%
Return on equity	2.97%
Net Margin	12.41%
Last Earnings Update	30 Jun 2026

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How CSB Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:CSBA Revenue, expenses and earnings (USD Millions)
Date	Revenue	G+A Expenses
30 Jun 26	4	3
31 Mar 26	4	3
31 Dec 25	4	3
31 Dec 24	3	3

Quality Earnings: CSBA has high quality earnings.

Growing Profit Margin: CSBA's current net profit margins (12.4%) are higher than last year (1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: Unable to establish if CSBA's year-on-year earnings growth rate was positive over the past 5 years as it has been trading publicly for less than 3 years.

Accelerating Growth: Unable to compare CSBA's past year earnings growth to its 5-year average as it has been trading publicly for less than 3 years.

Earnings vs Industry: CSBA earnings growth over the past year (1392.7%) exceeded the Banks industry 23.3%.

Return on Equity

High ROE: CSBA's Return on Equity (3%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/21 04:57
End of Day Share Price	2026/09/21 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CSB Financial Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.