First Commerce Bancorp (OTCPK:CMRB) - Stock Price, News & Analysis

CMRB Stock Overview

Operates as a commercial bank that provides various banking products and services to small and medium-sized businesses, professional entities, and individuals in the United States. More details

CMRB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 43.5% below our estimate of its fair value

Risk Analysis

Earnings have declined by 1.2% per year over past 5 years

First Commerce Bancorp, Inc. Competitors

Croghan Bancshares

OTCPK:CHBH

US$104.3m

SR Bancorp

NasdaqCM:SRBK

US$106.3m

Northway Financial

OTCPK:NWYF

US$102.5m

PSB Holdings

OTCPK:PSBQ

US$116.6m

Price History & Performance

Summary of all time highs, changes and price drops for First Commerce Bancorp
Historical stock prices
Current Share Price	US$5.14
52 Week High	US$6.50
52 Week Low	US$5.00
Beta	0.42
11 Month Change	-6.55%
3 Month Change	-10.14%
1 Year Change	-15.88%
33 Year Change	-12.29%
5 Year Change	-12.88%
Change since IPO	-20.92%

Recent updates

Shareholder Returns

	CMRB	US Banks	US Market
7D	-3.0%	3.5%	2.0%
1Y	-15.9%	59.4%	32.4%

Return vs Industry: CMRB underperformed the US Banks industry which returned 60.1% over the past year.

Return vs Market: CMRB underperformed the US Market which returned 32.6% over the past year.

Price Volatility

Is CMRB's price volatile compared to industry and market?
CMRB volatility
CMRB Average Weekly Movement	5.6%
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.9%
10% least volatile stocks in US Market	3.1%

Stable Share Price: CMRB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CMRB's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2006	152	n/a	www.firstcommercebk.com

First Commerce Bancorp, Inc. operates as a commercial bank that provides various banking products and services to small and medium-sized businesses, professional entities, and individuals in the United States. The company offers business banking products and services, including checking, money market express, non-profit checking, IOLTA checking, interest business checking, deposit escrow sub accounting, and NOW checking services; and business services, such as merchant, e-statements for business, ACH manager, positive pay, remote deposit, business online banking, wire manager, and business mobile services. It also provides personal banking products and services, such as checking accounts, saving accounts, and personal services.

First Commerce Bancorp, Inc. Fundamentals Summary

How do First Commerce Bancorp's earnings and revenue compare to its market cap?
CMRB fundamental statistics
Market cap	US$106.82m
Earnings (TTM)	US$9.21m
Revenue (TTM)	US$41.31m

11.6x

P/E Ratio

0.6x

P/B Ratio

Is CMRB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CMRB income statement (TTM)
Revenue	US$41.31m
Cost of Revenue	US$0
Gross Profit	US$41.31m
Other Expenses	US$32.11m
Earnings	US$9.21m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.44
Gross Margin	100.00%
Net Profit Margin	22.28%
Debt/Equity Ratio	105.1%

How did CMRB perform over the long term?

See historical performance and comparison

First Commerce Bancorp OTCPK:CMRB Stock Report