First Commerce Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
First Commerce Bancorp has total assets of $1.5B and total equity of $172.6M. Total deposits are $1.1B, and total loans are $1.2B.
Key information
8.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.10b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$74.65m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CMRB's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: CMRB has a sufficient allowance for bad loans (103%).
Low Risk Liabilities: 84% of CMRB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CMRB has an appropriate level of Loans to Assets ratio (85%).
Low Risk Deposits: CMRB's Loans to Deposits ratio (114%) is appropriate.
Level of Bad Loans: CMRB has an appropriate level of bad loans (1.1%).