CMGG.F Stock Overview

Provides retail, corporate, and investment banking services in Egypt. More details

CMGG.F fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	3/6
Past Performance	5/6
Financial Health	5/6
Dividends	0/6

Rewards

Trading at 38.3% below our estimate of its fair value

Earnings are forecast to grow 14.73% per year

Earnings grew by 87.1% over the past year

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Commercial International Bank (Egypt) S.A.E Competitors

Inter & Co

NasdaqGS:INTR

US$1.9b

Comerica

NYSE:CMA

US$8.7b

Credicorp

NYSE:BAP

US$14.7b

First Citizens BancShares

NasdaqGS:FCNC.A

US$29.4b

Price History & Performance

Summary of share price highs, lows and changes for Commercial International Bank (Egypt)E
Historical stock prices
Current Share Price	ج.م1.57
52 Week High	ج.م1.57
52 Week Low	ج.م1.33
Beta	0.59
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	154.89%

Recent updates

Shareholder Returns

	CMGG.F	US Banks	US Market
7D	0%	-2.1%	0.1%
1Y	n/a	31.3%	26.1%

Return vs Industry: Insufficient data to determine how CMGG.F performed against the US Banks industry.

Return vs Market: Insufficient data to determine how CMGG.F performed against the US Market.

Price Volatility

Is CMGG.F's price volatile compared to industry and market?
CMGG.F volatility
CMGG.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.0%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: CMGG.F has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine CMGG.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1975	8,106	Hussein Mohamed Abaza	www.cibeg.com

Commercial International Bank (Egypt) S.A.E. provides financial products and services in Egypt. The company operates in four segments: Corporate Banking, Investment, Retail Banking, and Assets and Liabilities Management. It offers current and saving accounts, business accounts, time deposits, and certificates of deposit; car, personal, travel, solar, education, and overdraft loans; fund investment management; mortgages services; and insurance products.

Commercial International Bank (Egypt) S.A.E Fundamentals Summary

How do Commercial International Bank (Egypt)E's earnings and revenue compare to its market cap?
CMGG.F fundamental statistics
Market cap	US$5.38b
Earnings (TTM)	US$778.68m
Revenue (TTM)	US$1.89b

6.9x

P/E Ratio

2.2x

P/B Ratio

Is CMGG.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CMGG.F income statement (TTM)
Revenue	ج.م91.36b
Cost of Revenue	ج.م0
Gross Profit	ج.م91.36b
Other Expenses	ج.م53.71b
Earnings	ج.م37.65b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	12.37
Gross Margin	100.00%
Net Profit Margin	41.21%
Debt/Equity Ratio	20.6%

How did CMGG.F perform over the long term?

See historical performance and comparison

Dividends

0.6%

Current Dividend Yield

4%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/09/10 07:26
End of Day Share Price	2024/06/13 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Commercial International Bank (Egypt) S.A.E is covered by 26 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Ranya Gnaba	AlphaMena
Hany Amer	Arab African International Securities
Heba Monir	Arab African International Securities