CKHG.Y Stock Overview
Through its subsidiaries, provides various banking products and services in South Africa. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 5/6 |
| Past Performance | 6/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
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Capitec Bank Holdings Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | R85.13 |
| 52 Week High | R96.73 |
| 52 Week Low | R50.97 |
| Beta | 1.01 |
| 1 Month Change | 7.17% |
| 3 Month Change | -5.11% |
| 1 Year Change | 62.72% |
| 3 Year Change | n/a |
| 5 Year Change | 85.24% |
| Change since IPO | 170.24% |
Recent News & Updates
Recent updates
Shareholder Returns
| CKHG.Y | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.3% | -0.3% | -0.5% |
| 1Y | 62.7% | 42.4% | 21.1% |
Return vs Industry: CKHG.Y exceeded the US Banks industry which returned 45.9% over the past year.
Return vs Market: CKHG.Y exceeded the US Market which returned 23.1% over the past year.
Price Volatility
| CKHG.Y volatility | |
|---|---|
| CKHG.Y Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in US Market | 18.2% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: CKHG.Y has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CKHG.Y's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 16,603 | Gerrie Fourie | www.capitecbank.co.za |
Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Retail Bank, Business Bank, and Insurance. It offers transactional banking services; flexible, fixed, and tax-free savings, and call and notice deposits; term loans, home, personal, vehicle, education, home improvement, business, term, medical, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; rental finance; payment services; merchant services; and forex, franchising, and value-added services.
Capitec Bank Holdings Limited Fundamentals Summary
| CKHG.Y fundamental statistics | |
|---|---|
| Market cap | US$19.72b |
| Earnings (TTM) | US$663.21m |
| Revenue (TTM) | US$1.71b |
29.7x
P/E Ratio8.0x
P/B RatioIs CKHG.Y overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CKHG.Y income statement (TTM) | |
|---|---|
| Revenue | R31.74b |
| Cost of Revenue | R0 |
| Gross Profit | R31.74b |
| Other Expenses | R19.45b |
| Earnings | R12.29b |
Last Reported Earnings
Aug 31, 2024
Next Earnings Date
Apr 23, 2025
| Earnings per share (EPS) | 106.11 |
| Gross Margin | 100.00% |
| Net Profit Margin | 38.72% |
| Debt/Equity Ratio | 8.4% |
How did CKHG.Y perform over the long term?
See historical performance and comparisonDividends
1.7%
Current Dividend Yield51%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/12 13:43 |
| End of Day Share Price | 2025/02/12 00:00 |
| Earnings | 2024/08/31 |
| Annual Earnings | 2024/02/29 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Capitec Bank Holdings Limited is covered by 27 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Lonwabo Damane | Absa Bank Limited |
| Ilan Stermer | Anchor Stockbrokers Proprietary Limited |
| Harry Botha | Anchor Stockbrokers Proprietary Limited |