Capitec Bank Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Capitec Bank Holdings has total assets of ZAR207.6B and total equity of ZAR43.5B. Total deposits are ZAR153.0B, and total loans are ZAR80.6B.
Key information
4.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | R152.99b |
Loan to deposit ratio | Appropriate |
Bad loans | 23.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | R33.85b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CKHG.Y's Assets to Equity ratio (4.8x) is low.
Allowance for Bad Loans: CKHG.Y has a low allowance for bad loans (94%).
Low Risk Liabilities: 93% of CKHG.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: CKHG.Y has an appropriate level of Loans to Assets ratio (39%).
Low Risk Deposits: CKHG.Y's Loans to Deposits ratio (53%) is appropriate.
Level of Bad Loans: CKHG.Y has a high level of bad loans (23%).