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Updated 2y ago
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CBOA Financial, Inc.OTCPK:CBOF Stock Report

Market Cap US$23.5m
Updated 2y ago
Share Price
n/a
1Y-18.9%
7D0%
1D0%
Portfolio Value
​
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CBOA Financial, Inc.

OTCPK:CBOF Stock Report

Market Cap: US$23.5m

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

CBOA Financial (CBOF) Stock Overview

Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. More details

CBOF fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends0/6

Rewards

Trading at 37.7% below our estimate of its fair value

Earnings grew by 4.5% over the past year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap ($24M)


CBOF Community Fair Values

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US$
Current Price
US$2.2713.0% undervalued intrinsic discount
%/yr
Decrease
Increase
PastFuture030m2016201920222025202620282031Revenue US$30.3mEarnings US$5.4m
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CBOA Financial, Inc. Competitors

Community Capital Bancshares

Symbol: OTCPK:ALBY
Market cap: US$43.4m

Elmer Bancorp

Symbol: OTCPK:ELMA
Market cap: US$30.1m

Security Bancorp

Symbol: OTCPK:SCYT
Market cap: US$45.4m

First Sound Bank

Symbol: OTCPK:FSWA
Market cap: US$21.5m

Price History & Performance

Summary of share price highs, lows and changes for CBOA Financial
Historical stock prices
Current Share PriceUS$2.27
52 Week HighUS$2.84
52 Week LowUS$2.05
Beta0.18
1 Month Change-3.40%
3 Month Change-2.16%
1 Year Change-18.93%
3 Year Change-12.02%
5 Year Change-20.35%
Change since IPO-85.81%

Recent News & Updates

Recent updates

Shareholder Returns

CBOFUS BanksUS Market
7D0%-1.4%-2.2%
1Y-18.9%17.6%13.1%

Return vs Industry: CBOF underperformed the US Banks industry which returned 31.8% over the past year.

Return vs Market: CBOF underperformed the US Market which returned 29% over the past year.

Price Volatility

Is CBOF's price volatile compared to industry and market?
CBOF volatility
CBOF Average Weekly Movementn/a
Banks Industry Average Movement3.1%
Market Average Movement6.9%
10% most volatile stocks in US Market15.4%
10% least volatile stocks in US Market2.9%

Stable Share Price: CBOF has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine CBOF's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
200251J. Websterwww.commercebankaz.com

Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans, and commercial real estate loans.

CBOA Financial, Inc. Fundamentals Summary

How do CBOA Financial's earnings and revenue compare to its market cap?
CBOF fundamental statistics
Market capUS$23.52m
Earnings (TTM)US$3.05m
Revenue (TTM)US$17.02m
7.7x
P/E Ratio
0.8x
P/B Ratio

Is CBOF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CBOF income statement (TTM)
RevenueUS$17.02m
Cost of RevenueUS$0
Gross ProfitUS$17.02m
Other ExpensesUS$13.97m
EarningsUS$3.05m

Last Reported Earnings

Sep 30, 2023

Next Earnings Date

n/a

Earnings per share (EPS)0.29
Gross Margin100.00%
Net Profit Margin17.90%
Debt/Equity Ratio217.2%

How did CBOF perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/03/19 14:51
End of Day Share Price 2024/03/19 00:00
Earnings2023/09/30
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CBOA Financial, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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