CBOA Financial Balance Sheet Health
Financial Health criteria checks 6/6
CBOA Financial has total assets of $412.2M and total equity of $30.4M. Total deposits are $310.4M, and total loans are $301.8M. It earns a Net Interest Margin of 4.3%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $42.5M.
Key information
13.5x
Asset to equity ratio
4.3%
Net interest margin
Total deposits | US$310.38m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$42.53m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBOF's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: CBOF has a sufficient allowance for bad loans (278%).
Low Risk Liabilities: 81% of CBOF's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBOF has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: CBOF's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: CBOF has an appropriate level of bad loans (0.4%).