How does BBAJ.F's PE Ratio compare to its peers?

BBAJ.F is good value based on its Price-To-Earnings Ratio (4.8x) compared to the peer average (12x).

How does BBAJ.F's PE Ratio compare vs other companies in the US Banks Industry?

BBAJ.F is good value based on its Price-To-Earnings Ratio (4.8x) compared to the US Banks industry average (12.1x).

What is BBAJ.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate BBAJ.F's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of BBAJ.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

BBAJ.F ($2.16) is trading below our estimate of [[fair value]] ($5.21)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

BBAJ.F Stock Overview

Provides banking products and services in Mexico. More details

BBAJ.F fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	0/6
Past Performance	3/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 58.5% below our estimate of its fair value

Earnings grew by 0.7% over the past year

Analysts in good agreement that stock price will rise by 35.4%

Risk Analysis

Earnings are forecast to decline by an average of 6% per year for the next 3 years

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Banco del Bajío, S.A., Institución de Banca Múltiple Competitors

Inter & Co

NasdaqGS:INTR

US$1.9b

Bank of N.T. Butterfield & Son

NYSE:NTB

US$1.6b

Comerica

NYSE:CMA

US$8.2b

Credicorp

NYSE:BAP

US$14.6b

Price History & Performance

Summary of share price highs, lows and changes for Banco del Bajío Institución de Banca Múltiple
Historical stock prices
Current Share Price	Mex$2.16
52 Week High	Mex$4.01
52 Week Low	Mex$1.95
Beta	0.55
1 Month Change	-3.57%
3 Month Change	n/a
1 Year Change	-35.52%
3 Year Change	16.91%
5 Year Change	33.40%
Change since IPO	4.11%

Recent updates

Shareholder Returns

	BBAJ.F	US Banks	US Market
7D	10.8%	0.4%	-0.5%
1Y	-35.5%	33.2%	23.2%

Return vs Industry: BBAJ.F underperformed the US Banks industry which returned 33.2% over the past year.

Return vs Market: BBAJ.F underperformed the US Market which returned 23.2% over the past year.

Price Volatility

Is BBAJ.F's price volatile compared to industry and market?
BBAJ.F volatility
BBAJ.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.2%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.6%
10% least volatile stocks in US Market	3.2%

Stable Share Price: BBAJ.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine BBAJ.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1994	n/a	Edgardo del Rincon Gutierrez	www.bb.com.mx

Banco del Bajío, S.A., Institución de Banca Múltiple provides banking products and services in Mexico. The company offers electronic banking, insurance products; credit and credit cards, trust contract; online banking; foreign exchange, and derivative finance services. It also offers working capital and fixed asset, and other loans; investment products; payroll advance services; financial factoring and leasing services.

Banco del Bajío, S.A., Institución de Banca Múltiple Fundamentals Summary

How do Banco del Bajío Institución de Banca Múltiple's earnings and revenue compare to its market cap?
BBAJ.F fundamental statistics
Market cap	US$2.57b
Earnings (TTM)	US$533.47m
Revenue (TTM)	US$1.16b

4.8x

P/E Ratio

1.2x

P/B Ratio

Is BBAJ.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BBAJ.F income statement (TTM)
Revenue	Mex$23.87b
Cost of Revenue	Mex$0
Gross Profit	Mex$23.87b
Other Expenses	Mex$12.94b
Earnings	Mex$10.94b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	9.19
Gross Margin	100.00%
Net Profit Margin	45.81%
Debt/Equity Ratio	121.2%

How did BBAJ.F perform over the long term?

See historical performance and comparison

Dividends

12.5%

Current Dividend Yield

61%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/10 20:11
End of Day Share Price	2025/01/06 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco del Bajío, S.A., Institución de Banca Múltiple is covered by 26 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Gilberto Garcia	Barclays
Ernesto Gabilondo Márquez	BofA Global Research
Gustavo Schroden	Bradesco S.A. Corretora de Títulos e Valores Mobiliários