Banco del Bajío, S.A., Institución de Banca Múltiple

OTCPK:BBAJ.F Stock Report

Market Cap: US$2.6b

Banco del Bajío Institución de Banca Múltiple Valuation

Is BBAJ.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of BBAJ.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: BBAJ.F ($2.08) is trading below our estimate of fair value ($5.39)

Significantly Below Fair Value: BBAJ.F is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for BBAJ.F?

Other financial metrics that can be useful for relative valuation.

BBAJ.F key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio-0.8x

Price to Earnings Ratio vs Peers

How does BBAJ.F's PE Ratio compare to its peers?

The above table shows the PE ratio for BBAJ.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average15.8x
INTR Inter & Co
26.3x36.8%US$2.9b
NTB Bank of N.T. Butterfield & Son
8.3x-7.1%US$1.6b
CMA Comerica
17.3x10.9%US$8.3b
BAP Credicorp
11.2x12.1%US$14.4b
BBAJ.F Banco del Bajío Institución de Banca Múltiple
4.8x-6.3%US$53.1b

Price-To-Earnings vs Peers: BBAJ.F is good value based on its Price-To-Earnings Ratio (4.8x) compared to the peer average (15.8x).

Price to Earnings Ratio vs Industry

How does BBAJ.F's PE Ratio compare vs other companies in the US Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a10.5%
 n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a10.5%
 n/an/an/a
No more companies

Price-To-Earnings vs Industry: BBAJ.F is good value based on its Price-To-Earnings Ratio (4.8x) compared to the US Banks industry average (11.8x).

Price to Earnings Ratio vs Fair Ratio

What is BBAJ.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BBAJ.F PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio4.8x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BBAJ.F's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst BBAJ.F forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$2.08
US$3.09
+48.4%
8.4%US$3.49US$2.49n/a14
Oct ’25US$2.40
US$3.32
+38.3%
8.2%US$4.01US$2.86n/a14
Sep ’25US$2.41
US$3.34
+38.7%
7.8%US$3.98US$2.84n/a14
Aug ’25US$2.96
US$3.49
+18.0%
8.0%US$4.13US$2.95n/a13
Jul ’25US$2.94
US$3.64
+23.9%
8.2%US$4.21US$3.01n/a12
Jun ’25US$3.42
US$4.10
+19.7%
5.4%US$4.57US$3.80n/a12
May ’25US$3.72
US$3.99
+7.1%
5.4%US$4.47US$3.72n/a13
Apr ’25US$3.94
US$4.02
+2.0%
6.9%US$4.39US$3.56n/a13
Mar ’25US$3.50
US$3.88
+10.9%
6.8%US$4.19US$3.44n/a13
Feb ’25US$3.73
US$3.88
+3.9%
6.4%US$4.21US$3.46n/a13
Jan ’25US$3.40
US$3.84
+12.9%
6.2%US$4.26US$3.49n/a13
Dec ’24US$3.21
US$3.64
+13.5%
5.3%US$3.97US$3.31n/a13
Nov ’24n/a
US$3.69
0%
5.4%US$3.99US$3.32US$2.1513
Oct ’24n/a
US$3.65
0%
8.4%US$4.04US$3.13US$2.4014
Sep ’24US$3.12
US$3.77
+20.7%
8.0%US$4.14US$3.21US$2.4114
Aug ’24US$3.02
US$3.87
+28.3%
7.5%US$4.24US$3.28US$2.9613
Jul ’24US$2.99
US$3.75
+25.5%
7.9%US$4.09US$3.13US$2.9414
Jun ’24US$3.23
US$3.75
+16.4%
7.9%US$4.09US$3.13US$3.4214
May ’24US$3.30
US$3.69
+11.7%
8.3%US$4.12US$3.06US$3.7214
Apr ’24n/a
US$3.48
0%
8.7%US$3.87US$2.95US$3.9414
Mar ’24US$3.65
US$3.45
-5.6%
8.8%US$3.86US$2.95US$3.5014
Feb ’24US$3.93
US$3.39
-13.8%
9.2%US$3.82US$2.92US$3.7314
Jan ’24US$3.21
US$2.96
-7.7%
8.4%US$3.39US$2.58US$3.4014
Dec ’23US$3.18
US$2.92
-8.2%
9.7%US$3.41US$2.30US$3.2114
Nov ’23US$2.79
US$2.79
+0.2%
10.3%US$3.33US$2.25n/a14

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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