Banco del Bajío Institución de Banca Múltiple Balance Sheet Health
Financial Health criteria checks 6/6
Banco del Bajío Institución de Banca Múltiple has total assets of MX$346.5B and total equity of MX$44.3B. Total deposits are MX$235.6B, and total loans are MX$235.8B. It earns a Net Interest Margin of 7.1%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are MX$64.2B.
Key information
7.8x
Asset to equity ratio
7.1%
Net interest margin
Total deposits | Mex$235.61b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Mex$64.18b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBAJ.F's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: BBAJ.F has a sufficient allowance for bad loans (176%).
Low Risk Liabilities: 78% of BBAJ.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBAJ.F has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: BBAJ.F's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: BBAJ.F has an appropriate level of bad loans (1.3%).