Tompkins Financial Corporation

NYSEAM:TMP Stock Report

Market Cap: US$1.4b

Tompkins Financial Past Earnings Performance

Past criteria checks 5/6

Tompkins Financial has been growing earnings at an average annual rate of 11.2%, while the Banks industry saw earnings growing at 4% annually. Revenues have been growing at an average rate of 5.8% per year. Tompkins Financial's return on equity is 18.3%, and it has net margins of 39.3%.

Key information

11.16%

Earnings growth rate

11.82%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate5.82%
Return on equity18.26%
Net Margin39.25%
Last Earnings Update30 Jun 2026

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Tompkins Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSEAM:TMP Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 264471751530
31 Mar 264411671580
31 Dec 254351611610
30 Sep 25317841570
30 Jun 25306791550
31 Mar 25297741530
31 Dec 24293711520
30 Sep 24286661480
30 Jun 24220141480
31 Mar 2421271510
31 Dec 2321591520
30 Sep 23220141530
30 Jun 23290691540
31 Mar 23304811520
31 Dec 22305851500
30 Sep 22304851490
30 Jun 22305851470
31 Mar 22305861480
31 Dec 21305891460
30 Sep 21309931450
30 Jun 21308961450
31 Mar 21303941420
31 Dec 20282771430
30 Sep 20277741420
30 Jun 20271701400
31 Mar 20269681400
31 Dec 19285801390
30 Sep 19284781370
30 Jun 19284791360
31 Mar 19286821340
31 Dec 18285811340
30 Sep 18279651330
30 Jun 18275611310
31 Mar 18269561300
31 Dec 17264521290
30 Sep 17260641260
30 Jun 17255621250
31 Mar 17249601230
31 Dec 16245581210
30 Sep 16244571210
30 Jun 16241571190
31 Mar 16239591190
31 Dec 15237581180
30 Sep 15236561170

Quality Earnings: TMP has high quality earnings.

Growing Profit Margin: TMP's current net profit margins (39.3%) are higher than last year (25.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: TMP's earnings have grown by 11.2% per year over the past 5 years.

Accelerating Growth: TMP's earnings growth over the past year (120.7%) exceeds its 5-year average (11.2% per year).

Earnings vs Industry: TMP earnings growth over the past year (120.7%) exceeded the Banks industry 23.3%.

Return on Equity

High ROE: TMP's Return on Equity (18.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/11 21:35
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Tompkins Financial Corporation is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Timothy SwitzerKeefe, Bruyette, & Woods
John MoranMacquarie Research
Mark FitzgibbonPiper Sandler Companies