Tompkins Financial Balance Sheet Health
Financial Health criteria checks 5/6
Tompkins Financial has total assets of $7.8B and total equity of $669.3M. Total deposits are $6.4B, and total loans are $5.6B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are $57.1M.
Key information
11.6x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$6.45b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$57.14m |
Recent financial health updates
No updates
Recent updates
What You Need To Know About Tompkins Financial Corporation's (NYSEMKT:TMP) Investor Composition
Mar 10
Here's What We Like About Tompkins Financial's (NYSEMKT:TMP) Upcoming Dividend
Feb 03
If You Had Bought Tompkins Financial (NYSEMKT:TMP) Stock Five Years Ago, You Could Pocket A 32% Gain Today
Jan 06Tompkins Financial Corporation (NYSEMKT:TMP) Is An Attractive Dividend Stock - Here's Why
Dec 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TMP's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: TMP has a low allowance for bad loans (82%).
Low Risk Liabilities: 91% of TMP's liabilities are made up of primarily low risk sources of funding.
Loan Level: TMP has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: TMP's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: TMP has an appropriate level of bad loans (1.1%).