How does RF.PRF's PE Ratio compare to its peers?

RF.PRF is good value based on its Price-To-Earnings Ratio (12.9x) compared to the peer average (15x).

How does RF.PRF's PE Ratio compare vs other companies in the US Banks Industry?

RF.PRF is expensive based on its Price-To-Earnings Ratio (12.9x) compared to the US Banks industry average (12.4x).

What is RF.PRF's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate RF.PRF's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of RF.PRF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

RF.PRF ($26.21) is trading below our estimate of [[fair value]] ($63.2)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

RF.PRF Stock Overview

A financial holding company, provides banking and bank-related services to individual and corporate customers. More details

RF.PRF fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	2/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 58.5% below our estimate of its fair value

Earnings are forecast to grow 12.01% per year

Pays a reliable dividend of 4.3%

Risk Analysis

No risks detected for RF.PRF from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Regions Financial Corporation Competitors

Citizens Financial Group

NYSE:CFG

US$19.3b

Huntington Bancshares

NasdaqGS:HBAN

US$23.6b

M&T Bank

NYSE:MTB

US$31.2b

First Horizon

NYSE:FHN

US$10.7b

Price History & Performance

Summary of share price highs, lows and changes for Regions Financial
Historical stock prices
Current Share Price	US$26.21
52 Week High	US$26.67
52 Week Low	US$23.61
Beta	1.2
1 Month Change	1.00%
3 Month Change	0.46%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	4.67%

Recent updates

Shareholder Returns

	RF.PRF	US Banks	US Market
7D	2.0%	-1.7%	-2.8%
1Y	n/a	28.6%	24.1%

Return vs Industry: Insufficient data to determine how RF.PRF performed against the US Banks industry.

Return vs Market: Insufficient data to determine how RF.PRF performed against the US Market.

Price Volatility

Is RF.PRF's price volatile compared to industry and market?
RF.PRF volatility
RF.PRF Average Weekly Movement	1.1%
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	18.0%
10% least volatile stocks in US Market	3.1%

Stable Share Price: RF.PRF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine RF.PRF's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1971	19,560	John Turner	www.regions.com

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services.

Regions Financial Corporation Fundamentals Summary

How do Regions Financial's earnings and revenue compare to its market cap?
RF.PRF fundamental statistics
Market cap	US$21.38b
Earnings (TTM)	US$1.63b
Revenue (TTM)	US$6.56b

12.9x

P/E Ratio

1.2x

P/B Ratio

Is RF.PRF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RF.PRF income statement (TTM)
Revenue	US$6.56b
Cost of Revenue	US$0
Gross Profit	US$6.56b
Other Expenses	US$4.92b
Earnings	US$1.63b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 17, 2025

Earnings per share (EPS)	1.80
Gross Margin	100.00%
Net Profit Margin	24.91%
Debt/Equity Ratio	49.8%

How did RF.PRF perform over the long term?

See historical performance and comparison

Dividends

4.3%

Current Dividend Yield

55%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/02 05:59
End of Day Share Price	2025/01/02 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Regions Financial Corporation is covered by 55 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Kevin Heal	Argus Research Company
David George	Baird
Jason Goldberg	Barclays

Regions Financial NYSE:RF.PRF Stock Report