Regions Financial Balance Sheet Health
Financial Health criteria checks 6/6
Regions Financial has total assets of $157.4B and total equity of $18.7B. Total deposits are $126.4B, and total loans are $95.2B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $4.3B.
Key information
8.4x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$126.38b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$4.31b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RF.PRF's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: RF.PRF has a sufficient allowance for bad loans (194%).
Low Risk Liabilities: 91% of RF.PRF's liabilities are made up of primarily low risk sources of funding.
Loan Level: RF.PRF has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: RF.PRF's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: RF.PRF has an appropriate level of bad loans (0.9%).