LOB Stock Overview
Operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Live Oak Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$42.12 |
| 52 Week High | US$47.22 |
| 52 Week Low | US$26.11 |
| Beta | 1.62 |
| 11 Month Change | -4.45% |
| 3 Month Change | 24.76% |
| 1 Year Change | 30.52% |
| 33 Year Change | -30.98% |
| 5 Year Change | 141.79% |
| Change since IPO | 120.87% |
Recent News & Updates
Recent updates
Live Oak Bancshares: CD Related Costs Could Become A Tailwind
Jul 26Live Oak Bancshares: Time For A Downgrade
Dec 13Live Oak Bancshares: Solid Deposit Growth, But Expensive Price
Sep 21Live Oak Bancshares: Doubts About The Future
Jun 18Live Oak Bancshares GAAP EPS of $0.04 misses by $0.37, revenue of $104.97M misses by $7.04M
Jan 25Live Oak Bancshares: Slow Down Ahead But Topline Growth Likely To Remain Positive
Jan 19Live Oak Bancshares (NYSE:LOB) Ticks All The Boxes When It Comes To Earnings Growth
Jan 09
Live Oak Bancshares, Inc. Just Beat Revenue Estimates By 27%
Oct 30Elpha secure raises $20M in series A funding led by Canapi Ventures
Oct 06Live Oak Bank named lending partner for finance auto platform Ramp
Sep 07Live Oak Bancshares goes ex-dividend tomorrow
Sep 01Shareholder Returns
| LOB | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.3% | 3.3% | -0.8% |
| 1Y | 30.5% | 40.1% | 21.5% |
Return vs Industry: LOB underperformed the US Banks industry which returned 38.3% over the past year.
Return vs Market: LOB exceeded the US Market which returned 22.9% over the past year.
Price Volatility
| LOB volatility | |
|---|---|
| LOB Average Weekly Movement | 5.7% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 14.9% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: LOB has not had significant price volatility in the past 3 months.
Volatility Over Time: LOB's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | 987 | Chip Mahan | www.liveoakbank.com |
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits.
Live Oak Bancshares, Inc. Fundamentals Summary
| LOB fundamental statistics | |
|---|---|
| Market cap | US$1.89b |
| Earnings (TTM) | US$110.51m |
| Revenue (TTM) | US$427.45m |
17.2x
P/E Ratio2.0x
P/B RatioIs LOB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LOB income statement (TTM) | |
|---|---|
| Revenue | US$427.45m |
| Cost of Revenue | US$0 |
| Gross Profit | US$427.45m |
| Other Expenses | US$316.95m |
| Earnings | US$110.51m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.45 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.85% |
| Debt/Equity Ratio | 12.3% |
How did LOB perform over the long term?
See historical performance and comparisonDividends
0.3%
Current Dividend Yield5%
Payout RatioDoes LOB pay a reliable dividends?
See LOB dividend history and benchmarks| Live Oak Bancshares dividend dates | |
|---|---|
| Ex Dividend Date | Sep 03 2024 |
| Dividend Pay Date | Sep 17 2024 |
| Days until Ex dividend | 4 days |
| Days until Dividend pay date | 18 days |
Does LOB pay a reliable dividends?
See LOB dividend history and benchmarks