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F.N.B. CorporationNYSE:FNB Stock Report

Market Cap US$5.6b
Share Price
US$15.56
My Fair Value
AN
AnalystConsensusTarget
US$19
16.2% undervalued intrinsic discount
1Y0.3%
7D-2.8%
Portfolio Value
View

F.N.B. Corporation

NYSE:FNB Stock Report

Market Cap: US$5.6b

F.N.B (FNB) Stock Overview

A bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. More details

FNB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance3/6
Financial Health6/6
Dividends3/6

FNB Community Fair Values

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See what 9 others think this stock is worth. Follow their fair value or set your own to get alerts.

F.N.B. Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for F.N.B
Historical stock prices
Current Share PriceUS$15.56
52 Week HighUS$17.70
52 Week LowUS$10.88
Beta0.94
1 Month Change6.94%
3 Month Change18.87%
1 Year Change0.32%
3 Year Change31.98%
5 Year Change111.70%
Change since IPO114.95%

Recent News & Updates

Recent updates

F.N.B. Corporation: Not Upgrade-Worthy Right Now

Jun 10

F.N.B. Corp.: Upgrading To Buy, But Risks Are High Due To Tariffs

Mar 11

F.N.B. Corporation: A Downgrade After A Great Run Higher

Dec 16
author-image

Innovative Data-Driven Initiatives Propel Growth And Solidify Banking Strength

Enhanced digital capabilities and successful deposit initiatives are driving revenue growth and expanding market share through improved customer relationships.

F.N.B's (NYSE:FNB) Dividend Will Be $0.12

Aug 08
F.N.B's (NYSE:FNB) Dividend Will Be $0.12

F.N.B. Corporation Appears Fairly Valued With A Lacklustre Earnings Outlook

Jul 05

F.N.B. Corporation: Well Positioned After Adept Interest Rate Management

Dec 01

Strong Dividend Doesn't Yield Buy Rating For First National Bank

Sep 20

F.N.B. Corporation: Solid Asset Base Brings A Buy Case

Aug 24

F.N.B. Corporation: A Solid Bank In The Current Environment

Jun 01

F.N.B. Non-GAAP EPS of $0.44 beats by $0.03, revenue of $415.5M beats by $16.74M

Jan 23

F.N.B. declares $0.12 dividend

Jan 17

F.N.B. Delivering Where It Counts

Oct 24

F.N.B. declares $0.12 dividend

Oct 17

Shareholder Returns

FNBUS BanksUS Market
7D-2.8%0.04%0.8%
1Y0.3%21.0%17.5%

Return vs Industry: FNB underperformed the US Banks industry which returned 23% over the past year.

Return vs Market: FNB underperformed the US Market which returned 17.7% over the past year.

Price Volatility

Is FNB's price volatile compared to industry and market?
FNB volatility
FNB Average Weekly Movement3.6%
Banks Industry Average Movement3.6%
Market Average Movement6.4%
10% most volatile stocks in US Market17.5%
10% least volatile stocks in US Market3.1%

Stable Share Price: FNB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FNB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18644,192Vince Deliewww.fnb-online.com

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance.

F.N.B. Corporation Fundamentals Summary

How do F.N.B's earnings and revenue compare to its market cap?
FNB fundamental statistics
Market capUS$5.64b
Earnings (TTM)US$466.82m
Revenue (TTM)US$1.55b
12.0x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FNB income statement (TTM)
RevenueUS$1.55b
Cost of RevenueUS$0
Gross ProfitUS$1.55b
Other ExpensesUS$1.08b
EarningsUS$466.82m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.30
Gross Margin100.00%
Net Profit Margin30.19%
Debt/Equity Ratio70.0%

How did FNB perform over the long term?

See historical performance and comparison

Dividends

3.1%
Current Dividend Yield
37%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/29 05:39
End of Day Share Price 2025/07/29 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

F.N.B. Corporation is covered by 26 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Leanne CaravaggioBMO Capital Markets Equity Research
Lana ChanBMO Capital Markets Equity Research
Peter WinterBMO Capital Markets Equity Research