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Flagstar Bank, National AssociationNYSE:FLG.PRA Stock Report

Market Cap US$4.8b
Share Price
US$22.08
My Fair Value
US$26.34
16.2% undervalued intrinsic discount
1Y2.6%
7D0.7%
Portfolio Value
View

Flagstar Bank, National Association

NYSE:FLG.PRA Stock Report

Market Cap: US$4.8b

Flagstar Bank National Association (FLG.PRA) Stock Overview

Operates as the bank holding company for Flagstar Bank, N.A. More details

FLG.PRA fundamental analysis
Snowflake Score
Valuation2/6
Future Growth5/6
Past Performance0/6
Financial Health4/6
Dividends0/6

Rewards

Risk Analysis

No risks detected for FLG.PRA from our risk checks.

FLG.PRA Community Fair Values

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Flagstar Bank, National Association Competitors

Price History & Performance

Summary of share price highs, lows and changes for Flagstar Bank National Association
Historical stock prices
Current Share PriceUS$22.08
52 Week HighUS$24.15
52 Week LowUS$20.05
Beta1.16
1 Month Change-1.08%
3 Month Change6.36%
1 Year Change2.60%
3 Year Change4.00%
5 Year Change-15.30%
Change since IPO-12.90%

Recent News & Updates

Recent updates

Shareholder Returns

FLG.PRAUS BanksUS Market
7D0.7%-2.6%-0.1%
1Y2.6%18.3%16.6%

Return vs Industry: FLG.PRA underperformed the US Banks industry which returned 19.3% over the past year.

Return vs Market: FLG.PRA underperformed the US Market which returned 16.7% over the past year.

Price Volatility

Is FLG.PRA's price volatile compared to industry and market?
FLG.PRA volatility
FLG.PRA Average Weekly Movement1.5%
Banks Industry Average Movement3.9%
Market Average Movement6.5%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: FLG.PRA has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FLG.PRA's weekly volatility (1%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18596,993Joseph Ottingwww.flagstar.com

Flagstar Bank, National Association operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, as well as other consumer loans, including overdraft loans.

Flagstar Bank, National Association Fundamentals Summary

How do Flagstar Bank National Association's earnings and revenue compare to its market cap?
FLG.PRA fundamental statistics
Market capUS$4.79b
Earnings (TTM)-US$671.00m
Revenue (TTM)US$1.70b
0.6x
P/B Ratio
2.8x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FLG.PRA income statement (TTM)
RevenueUS$1.70b
Cost of RevenueUS$0
Gross ProfitUS$1.70b
Other ExpensesUS$2.38b
Earnings-US$671.00m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 24, 2025

Earnings per share (EPS)-1.62
Gross Margin100.00%
Net Profit Margin-39.38%
Debt/Equity Ratio163.2%

How did FLG.PRA perform over the long term?

See historical performance and comparison

Dividends

0.3%
Current Dividend Yield
-2%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/22 14:43
End of Day Share Price 2025/10/22 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Flagstar Bank, National Association is covered by 35 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bruce HartingBarclays
Jared David ShawBarclays
Lana ChanBMO Capital Markets Equity Research