CUBI.PRE Stock Overview
Operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for CUBI.PRE from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Customers Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$25.88 |
| 52 Week High | US$26.29 |
| 52 Week Low | US$24.00 |
| Beta | 1.66 |
| 1 Month Change | -1.41% |
| 3 Month Change | 2.09% |
| 1 Year Change | 2.54% |
| 3 Year Change | 2.13% |
| 5 Year Change | -0.15% |
| Change since IPO | 2.70% |
Recent News & Updates
Recent updates
Shareholder Returns
| CUBI.PRE | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.1% | -3.4% | -2.4% |
| 1Y | 2.5% | 29.1% | 23.4% |
Return vs Industry: CUBI.PRE underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: CUBI.PRE underperformed the US Market which returned 23.3% over the past year.
Price Volatility
| CUBI.PRE volatility | |
|---|---|
| CUBI.PRE Average Weekly Movement | 1.2% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CUBI.PRE has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CUBI.PRE's weekly volatility (1%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2010 | 713 | Jay Sidhu | www.customersbank.com |
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending and financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; and fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services.
Customers Bancorp, Inc. Fundamentals Summary
| CUBI.PRE fundamental statistics | |
|---|---|
| Market cap | US$1.50b |
| Earnings (TTM) | US$201.39m |
| Revenue (TTM) | US$672.81m |
7.4x
P/E Ratio0.9x
P/B RatioIs CUBI.PRE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CUBI.PRE income statement (TTM) | |
|---|---|
| Revenue | US$672.81m |
| Cost of Revenue | US$0 |
| Gross Profit | US$672.81m |
| Other Expenses | US$471.42m |
| Earnings | US$201.39m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.42 |
| Gross Margin | 100.00% |
| Net Profit Margin | 29.93% |
| Debt/Equity Ratio | 78.8% |
How did CUBI.PRE perform over the long term?
See historical performance and comparisonDividends
10.5%
Current Dividend Yieldn/a
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 04:14 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Customers Bancorp, Inc. is covered by 21 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Schultheis | Boenning & Scattergood, Inc. |
| Harold Goetsch | B. Riley Securities, Inc. |
| Stephen Moss | CGS International |