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CBU

Community Bank System NYSE:CBU Stock Report

Last Price

US$65.20

Market Cap

US$3.5b

7D

1.9%

1Y

-9.2%

Updated

25 Nov, 2022

Data

Company Financials +
CBU fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends5/6

CBU Stock Overview

Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A.

Rewards

Trading at 14.9% below our estimate of its fair value

Earnings are forecast to grow 8.88% per year

Pays a reliable dividend of 2.7%

Risk Analysis

No risks detected for CBU from our risk checks.

Community Bank System, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Community Bank System
Historical stock prices
Current Share PriceUS$65.20
52 Week HighUS$78.00
52 Week LowUS$59.21
Beta0.68
1 Month Change8.54%
3 Month Change-3.49%
1 Year Change-9.23%
3 Year Change-3.91%
5 Year Change18.57%
Change since IPO1,668.14%

Recent News & Updates

Community Bank System Enjoys A Bright Top Line Outlook But Appears Fairly Valued

Nov 14

Community Bank System Non-GAAP EPS of $0.94 beats by $0.02, revenue of $175.37M beats by $2.01M

Oct 24

Recent updates

Community Bank System's (NYSE:CBU) Shareholders Will Receive A Bigger Dividend Than Last Year

Sep 11
Community Bank System's (NYSE:CBU) Shareholders Will Receive A Bigger Dividend Than Last Year

Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.44

Jul 24
Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.44

Should You Be Adding Community Bank System (NYSE:CBU) To Your Watchlist Today?

Feb 09
Should You Be Adding Community Bank System (NYSE:CBU) To Your Watchlist Today?

Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43

Nov 23
Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43

Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43

Sep 03
Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43

Community Bank System's (NYSE:CBU) Dividend Will Be Increased To US$0.43

Jul 25
Community Bank System's (NYSE:CBU) Dividend Will Be Increased To US$0.43

Shareholders May Be More Conservative With Community Bank System, Inc.'s (NYSE:CBU) CEO Compensation For Now

May 07
Shareholders May Be More Conservative With Community Bank System, Inc.'s (NYSE:CBU) CEO Compensation For Now

Community Bank System, Inc.'s (NYSE:CBU) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Apr 29
Community Bank System, Inc.'s (NYSE:CBU) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Community Bank System, Inc. (NYSE:CBU) Goes Ex-Dividend Soon

Mar 07
Community Bank System, Inc. (NYSE:CBU) Goes Ex-Dividend Soon

Don't Ignore The Fact That This Insider Just Sold Some Shares In Community Bank System, Inc. (NYSE:CBU)

Feb 13
Don't Ignore The Fact That This Insider Just Sold Some Shares In Community Bank System, Inc. (NYSE:CBU)

Analysts Are Updating Their Community Bank System, Inc. (NYSE:CBU) Estimates After Its Full-Year Results

Jan 27
Analysts Are Updating Their Community Bank System, Inc. (NYSE:CBU) Estimates After Its Full-Year Results

How Does Community Bank System, Inc. (NYSE:CBU) Fare As A Dividend Stock?

Jan 14
How Does Community Bank System, Inc. (NYSE:CBU) Fare As A Dividend Stock?

Don't Ignore The Fact That This Insider Just Sold Some Shares In Community Bank System, Inc. (NYSE:CBU)

Dec 19
Don't Ignore The Fact That This Insider Just Sold Some Shares In Community Bank System, Inc. (NYSE:CBU)

Community Bank System, Inc. (NYSE:CBU) Pays A US$0.42 Dividend In Just Three Days

Dec 07
Community Bank System, Inc. (NYSE:CBU) Pays A US$0.42 Dividend In Just Three Days

A Quick Analysis On Community Bank System's (NYSE:CBU) CEO Salary

Dec 05
A Quick Analysis On Community Bank System's (NYSE:CBU) CEO Salary

Shareholder Returns

CBUUS BanksUS Market
7D1.9%1.9%1.3%
1Y-9.2%-14.1%-18.5%

Return vs Industry: CBU exceeded the US Banks industry which returned -17.9% over the past year.

Return vs Market: CBU exceeded the US Market which returned -20.2% over the past year.

Price Volatility

Is CBU's price volatile compared to industry and market?
CBU volatility
CBU Average Weekly Movement3.7%
Banks Industry Average Movement4.1%
Market Average Movement7.4%
10% most volatile stocks in US Market15.5%
10% least volatile stocks in US Market3.3%

Stable Share Price: CBU is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: CBU's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18662,828Mark Tryniskihttps://cbna.com

Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as checking, savings, and money market deposit accounts, as well as time deposits.

Community Bank System, Inc. Fundamentals Summary

How do Community Bank System's earnings and revenue compare to its market cap?
CBU fundamental statistics
Market CapUS$3.50b
Earnings (TTM)US$178.62m
Revenue (TTM)US$648.94m

19.6x

P/E Ratio

2.4x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CBU income statement (TTM)
RevenueUS$648.94m
Cost of RevenueUS$0
Gross ProfitUS$648.94m
Other ExpensesUS$470.31m
EarningsUS$178.62m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)3.32
Gross Margin100.00%
Net Profit Margin27.53%
Debt/Equity Ratio33.9%

How did CBU perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

52%

Payout Ratio

Does CBU pay a reliable dividends?

See CBU dividend history and benchmarks
When do you need to buy CBU by to receive an upcoming dividend?
Community Bank System dividend dates
Ex Dividend DateDec 14 2022
Dividend Pay DateJan 10 2023
Days until Ex dividend17 days
Days until Dividend pay date44 days

Does CBU pay a reliable dividends?

See CBU dividend history and benchmarks