Cadence Bank Past Earnings Performance
Past criteria checks 1/6
Cadence Bank's earnings have been declining at an average annual rate of -6%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been growing at an average rate of 10% per year. Cadence Bank's return on equity is 2.3%, and it has net margins of 9.3%.
Key information
-6.0%
Earnings growth rate
-20.0%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 10.0% |
| Return on equity | 2.3% |
| Net Margin | 9.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Cadence Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 1,271 | 118 | 870 | 0 |
| 30 Jun 24 | 1,222 | 68 | 878 | 0 |
| 31 Mar 24 | 1,192 | 38 | 885 | 0 |
| 31 Dec 23 | 1,155 | -6 | 894 | 0 |
| 30 Sep 23 | 1,488 | 340 | 826 | 0 |
| 30 Jun 23 | 1,581 | 376 | 857 | 0 |
| 31 Mar 23 | 1,625 | 396 | 882 | 0 |
| 31 Dec 22 | 1,687 | 438 | 901 | 0 |
| 30 Sep 22 | 1,611 | 321 | 954 | 0 |
| 30 Jun 22 | 1,404 | 270 | 851 | 0 |
| 31 Mar 22 | 1,225 | 219 | 750 | 0 |
| 31 Dec 21 | 911 | 169 | 531 | 0 |
| 30 Sep 21 | 1,054 | 289 | 608 | 0 |
| 30 Jun 21 | 1,031 | 290 | 580 | 0 |
| 31 Mar 21 | 1,002 | 276 | 562 | 0 |
| 31 Dec 20 | 938 | 219 | 553 | 0 |
| 30 Sep 20 | 934 | 218 | 491 | 0 |
| 30 Jun 20 | 926 | 210 | 488 | 0 |
| 31 Mar 20 | 910 | 205 | 480 | 0 |
| 31 Dec 19 | 929 | 234 | 522 | 0 |
| 30 Sep 19 | 892 | 216 | 461 | 0 |
| 30 Jun 19 | 864 | 218 | 449 | 0 |
| 31 Mar 19 | 850 | 219 | 437 | 0 |
| 31 Dec 18 | 853 | 221 | 430 | 0 |
| 30 Sep 18 | 826 | 212 | 414 | 0 |
| 30 Jun 18 | 798 | 185 | 402 | 0 |
| 31 Mar 18 | 771 | 168 | 390 | 0 |
| 31 Dec 17 | 739 | 153 | 379 | 0 |
| 30 Sep 17 | 741 | 153 | 383 | 0 |
| 30 Jun 17 | 740 | 151 | 383 | 0 |
| 31 Mar 17 | 734 | 148 | 384 | 0 |
| 31 Dec 16 | 724 | 133 | 379 | 0 |
| 30 Sep 16 | 717 | 116 | 382 | 0 |
| 30 Jun 16 | 709 | 113 | 383 | 0 |
| 31 Mar 16 | 717 | 118 | 384 | 0 |
| 31 Dec 15 | 723 | 127 | 380 | 0 |
| 30 Sep 15 | 718 | 135 | 381 | 0 |
| 30 Jun 15 | 716 | 129 | 378 | 0 |
| 31 Mar 15 | 702 | 121 | 372 | 0 |
| 31 Dec 14 | 686 | 117 | 370 | 0 |
| 30 Sep 14 | 683 | 116 | 369 | 0 |
| 30 Jun 14 | 671 | 112 | 366 | 0 |
| 31 Mar 14 | 669 | 102 | 370 | 0 |
| 31 Dec 13 | 667 | 94 | 371 | 0 |
Quality Earnings: CADE.PRA has high quality earnings.
Growing Profit Margin: CADE.PRA's current net profit margins (9.3%) are lower than last year (22.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CADE.PRA's earnings have declined by 6% per year over the past 5 years.
Accelerating Growth: CADE.PRA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CADE.PRA had negative earnings growth (-65.4%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: CADE.PRA's Return on Equity (2.3%) is considered low.