Cadence Bank Balance Sheet Health
Financial Health criteria checks 6/6
Cadence Bank has total assets of $48.3B and total equity of $5.2B. Total deposits are $38.1B, and total loans are $32.4B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $3.1B.
Key information
9.3x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$38.12b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$3.07b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CADE.PRA's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: CADE.PRA has a sufficient allowance for bad loans (196%).
Low Risk Liabilities: 88% of CADE.PRA's liabilities are made up of primarily low risk sources of funding.
Loan Level: CADE.PRA has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: CADE.PRA's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: CADE.PRA has an appropriate level of bad loans (0.7%).