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WSBF

Waterstone Financial NasdaqGS:WSBF Stock Report

Last Price

US$16.89

Market Cap

US$364.6m

7D

0.8%

1Y

-20.1%

Updated

04 Dec, 2022

Data

Company Financials +
WSBF fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends3/6

WSBF Stock Overview

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.

Waterstone Financial, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Waterstone Financial
Historical stock prices
Current Share PriceUS$16.89
52 Week HighUS$22.74
52 Week LowUS$15.70
Beta0.49
1 Month Change3.81%
3 Month Change-1.46%
1 Year Change-20.14%
3 Year Change-9.29%
5 Year Change-7.70%
Change since IPO64.74%

Recent News & Updates

Waterstone Financial declares $0.20 dividend

Sep 27

Recent updates

Waterstone Financial (NASDAQ:WSBF) Is Due To Pay A Dividend Of US$0.20

Jun 28
Waterstone Financial (NASDAQ:WSBF) Is Due To Pay A Dividend Of US$0.20

Need To Know: This Analyst Just Made A Substantial Cut To Their Waterstone Financial, Inc. (NASDAQ:WSBF) Estimates

Apr 28
Need To Know: This Analyst Just Made A Substantial Cut To Their Waterstone Financial, Inc. (NASDAQ:WSBF) Estimates

Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of US$0.20

Mar 19
Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of US$0.20

Should You Be Adding Waterstone Financial (NASDAQ:WSBF) To Your Watchlist Today?

Jun 08
Should You Be Adding Waterstone Financial (NASDAQ:WSBF) To Your Watchlist Today?

We Think Waterstone Financial, Inc.'s (NASDAQ:WSBF) CEO Compensation Looks Fair

May 12
We Think Waterstone Financial, Inc.'s (NASDAQ:WSBF) CEO Compensation Looks Fair

Have Insiders Been Selling Waterstone Financial, Inc. (NASDAQ:WSBF) Shares This Year?

Feb 23
Have Insiders Been Selling Waterstone Financial, Inc. (NASDAQ:WSBF) Shares This Year?

Waterstone Financial, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Feb 01
Waterstone Financial, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Does Waterstone Financial (NASDAQ:WSBF) Deserve A Spot On Your Watchlist?

Jan 13
Does Waterstone Financial (NASDAQ:WSBF) Deserve A Spot On Your Watchlist?

Shareholders Of Waterstone Financial (NASDAQ:WSBF) Must Be Happy With Their 63% Return

Dec 23
Shareholders Of Waterstone Financial (NASDAQ:WSBF) Must Be Happy With Their 63% Return

Is Waterstone Financial, Inc. (NASDAQ:WSBF) A Smart Choice For Dividend Investors?

Dec 02
Is Waterstone Financial, Inc. (NASDAQ:WSBF) A Smart Choice For Dividend Investors?

Shareholder Returns

WSBFUS MortgageUS Market
7D0.8%1.6%1.5%
1Y-20.1%-24.2%-14.9%

Return vs Industry: WSBF exceeded the US Mortgage industry which returned -24.2% over the past year.

Return vs Market: WSBF underperformed the US Market which returned -14.9% over the past year.

Price Volatility

Is WSBF's price volatile compared to industry and market?
WSBF volatility
WSBF Average Weekly Movement3.4%
Mortgage Industry Average Movement3.9%
Market Average Movement7.4%
10% most volatile stocks in US Market15.7%
10% least volatile stocks in US Market3.3%

Stable Share Price: WSBF is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: WSBF's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1921870Doug Gordonhttps://www.wsbonline.com

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts.

Waterstone Financial, Inc. Fundamentals Summary

How do Waterstone Financial's earnings and revenue compare to its market cap?
WSBF fundamental statistics
Market CapUS$364.62m
Earnings (TTM)US$31.11m
Revenue (TTM)US$186.16m

11.7x

P/E Ratio

1.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
WSBF income statement (TTM)
RevenueUS$186.16m
Cost of RevenueUS$0
Gross ProfitUS$186.16m
Other ExpensesUS$155.05m
EarningsUS$31.11m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)1.44
Gross Margin100.00%
Net Profit Margin16.71%
Debt/Equity Ratio92.3%

How did WSBF perform over the long term?

See historical performance and comparison

Dividends

7.7%

Current Dividend Yield

58%

Payout Ratio