WSBF Stock Overview
Operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Waterstone Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.05 |
| 52 Week High | US$16.86 |
| 52 Week Low | US$10.60 |
| Beta | 0.66 |
| 1 Month Change | -13.06% |
| 3 Month Change | -8.29% |
| 1 Year Change | -5.71% |
| 3 Year Change | -40.06% |
| 5 Year Change | -29.38% |
| Change since IPO | 27.29% |
Recent News & Updates
Recent updates
Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of $0.20
Jul 04
Waterstone Financial's (NASDAQ:WSBF) Dividend Will Be $0.20
Mar 26Waterstone Financial declares $0.20 dividend
Sep 27Waterstone Financial GAAP EPS of $0.36, revenue of $45.31M
Jul 21Waterstone Financial (NASDAQ:WSBF) Is Due To Pay A Dividend Of US$0.20
Jun 28Need To Know: This Analyst Just Made A Substantial Cut To Their Waterstone Financial, Inc. (NASDAQ:WSBF) Estimates
Apr 28Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of US$0.20
Mar 19Waterstone: Current Supernormal Profit Cycle Is Not Sustainable
Jan 09Waterstone Financial: Mortgage Banking Income Seems More Resilient Than Previously Expected
Aug 15Waterstone Financial declares $0.20 dividend
Jun 15Should You Be Adding Waterstone Financial (NASDAQ:WSBF) To Your Watchlist Today?
Jun 08We Think Waterstone Financial, Inc.'s (NASDAQ:WSBF) CEO Compensation Looks Fair
May 12Have Insiders Been Selling Waterstone Financial, Inc. (NASDAQ:WSBF) Shares This Year?
Feb 23Waterstone Financial, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Feb 01
Does Waterstone Financial (NASDAQ:WSBF) Deserve A Spot On Your Watchlist?
Jan 13Waterstone Financial: Mortgage Banking Income Appears To Have Peaked
Jan 09Shareholders Of Waterstone Financial (NASDAQ:WSBF) Must Be Happy With Their 63% Return
Dec 23Shareholder Returns
| WSBF | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -2.8% | -0.7% | -0.2% |
| 1Y | -5.7% | 25.0% | 25.6% |
Return vs Industry: WSBF underperformed the US Diversified Financial industry which returned 25% over the past year.
Return vs Market: WSBF underperformed the US Market which returned 25.6% over the past year.
Price Volatility
| WSBF volatility | |
|---|---|
| WSBF Average Weekly Movement | 4.8% |
| Diversified Financial Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 18.3% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: WSBF has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: WSBF's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1921 | 698 | Bill Bruss | www.wsbonline.com |
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts.
Waterstone Financial, Inc. Fundamentals Summary
| WSBF fundamental statistics | |
|---|---|
| Market cap | US$239.26m |
| Earnings (TTM) | US$13.44m |
| Revenue (TTM) | US$133.23m |
17.8x
P/E Ratio1.8x
P/S RatioIs WSBF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| WSBF income statement (TTM) | |
|---|---|
| Revenue | US$133.23m |
| Cost of Revenue | US$0 |
| Gross Profit | US$133.23m |
| Other Expenses | US$119.79m |
| Earnings | US$13.44m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.73 |
| Gross Margin | 100.00% |
| Net Profit Margin | 10.09% |
| Debt/Equity Ratio | 166.5% |
How did WSBF perform over the long term?
See historical performance and comparisonDividends
4.6%
Current Dividend Yield77%
Payout RatioDoes WSBF pay a reliable dividends?
See WSBF dividend history and benchmarks| Waterstone Financial dividend dates | |
|---|---|
| Ex Dividend Date | Jan 08 2025 |
| Dividend Pay Date | Feb 03 2025 |
| Days until Ex dividend | 3 days |
| Days until Dividend pay date | 29 days |
Does WSBF pay a reliable dividends?
See WSBF dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/05 02:21 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Waterstone Financial, Inc. is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Nathan Race | Piper Sandler Companies |
| Brendan Nosal | Piper Sandler Companies |
| Mike Shafir | Sterne Agee & Leach |