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Waterstone Financial NasdaqGS:WSBF Stock Report

Last Price

US$15.15

Market Cap

US$286.2m

7D

-0.7%

1Y

25.8%

Updated

26 Nov, 2024

Data

Company Financials

Waterstone Financial, Inc.

NasdaqGS:WSBF Stock Report

Market Cap: US$286.2m

WSBF Stock Overview

Operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. More details

WSBF fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends3/6

Waterstone Financial, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Waterstone Financial
Historical stock prices
Current Share PriceUS$15.15
52 Week HighUS$16.86
52 Week LowUS$10.60
Beta0.64
11 Month Change3.77%
3 Month Change1.00%
1 Year Change25.83%
33 Year Change-26.99%
5 Year Change-18.11%
Change since IPO47.77%

Recent News & Updates

Recent updates

Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of $0.20

Jul 04
Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of $0.20

Waterstone Financial's (NASDAQ:WSBF) Dividend Will Be $0.20

Mar 26
Waterstone Financial's (NASDAQ:WSBF) Dividend Will Be $0.20

Waterstone Financial declares $0.20 dividend

Sep 27

Waterstone Financial GAAP EPS of $0.36, revenue of $45.31M

Jul 21

Waterstone Financial (NASDAQ:WSBF) Is Due To Pay A Dividend Of US$0.20

Jun 28
Waterstone Financial (NASDAQ:WSBF) Is Due To Pay A Dividend Of US$0.20

Need To Know: This Analyst Just Made A Substantial Cut To Their Waterstone Financial, Inc. (NASDAQ:WSBF) Estimates

Apr 28
Need To Know: This Analyst Just Made A Substantial Cut To Their Waterstone Financial, Inc. (NASDAQ:WSBF) Estimates

Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of US$0.20

Mar 19
Waterstone Financial (NASDAQ:WSBF) Has Affirmed Its Dividend Of US$0.20

Waterstone: Current Supernormal Profit Cycle Is Not Sustainable

Jan 09

Waterstone Financial: Mortgage Banking Income Seems More Resilient Than Previously Expected

Aug 15

Waterstone Financial declares $0.20 dividend

Jun 15

Should You Be Adding Waterstone Financial (NASDAQ:WSBF) To Your Watchlist Today?

Jun 08
Should You Be Adding Waterstone Financial (NASDAQ:WSBF) To Your Watchlist Today?

We Think Waterstone Financial, Inc.'s (NASDAQ:WSBF) CEO Compensation Looks Fair

May 12
We Think Waterstone Financial, Inc.'s (NASDAQ:WSBF) CEO Compensation Looks Fair

Have Insiders Been Selling Waterstone Financial, Inc. (NASDAQ:WSBF) Shares This Year?

Feb 23
Have Insiders Been Selling Waterstone Financial, Inc. (NASDAQ:WSBF) Shares This Year?

Waterstone Financial, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Feb 01
Waterstone Financial, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Does Waterstone Financial (NASDAQ:WSBF) Deserve A Spot On Your Watchlist?

Jan 13
Does Waterstone Financial (NASDAQ:WSBF) Deserve A Spot On Your Watchlist?

Waterstone Financial: Mortgage Banking Income Appears To Have Peaked

Jan 09

Shareholders Of Waterstone Financial (NASDAQ:WSBF) Must Be Happy With Their 63% Return

Dec 23
Shareholders Of Waterstone Financial (NASDAQ:WSBF) Must Be Happy With Their 63% Return

Waterstone Financial raises dividend by 66%

Dec 17

Is Waterstone Financial, Inc. (NASDAQ:WSBF) A Smart Choice For Dividend Investors?

Dec 02
Is Waterstone Financial, Inc. (NASDAQ:WSBF) A Smart Choice For Dividend Investors?

Shareholder Returns

WSBFUS Diversified FinancialUS Market
7D-0.7%1.6%2.2%
1Y25.8%33.9%32.6%

Return vs Industry: WSBF underperformed the US Diversified Financial industry which returned 33.9% over the past year.

Return vs Market: WSBF underperformed the US Market which returned 32.6% over the past year.

Price Volatility

Is WSBF's price volatile compared to industry and market?
WSBF volatility
WSBF Average Weekly Movement4.8%
Diversified Financial Industry Average Movement5.1%
Market Average Movement6.3%
10% most volatile stocks in US Market15.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: WSBF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: WSBF's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1921698Bill Brusswww.wsbonline.com

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts.

Waterstone Financial, Inc. Fundamentals Summary

How do Waterstone Financial's earnings and revenue compare to its market cap?
WSBF fundamental statistics
Market capUS$286.20m
Earnings (TTM)US$13.44m
Revenue (TTM)US$133.23m

20.7x

P/E Ratio

2.1x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
WSBF income statement (TTM)
RevenueUS$133.23m
Cost of RevenueUS$0
Gross ProfitUS$133.23m
Other ExpensesUS$119.79m
EarningsUS$13.44m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.73
Gross Margin100.00%
Net Profit Margin10.09%
Debt/Equity Ratio166.5%

How did WSBF perform over the long term?

See historical performance and comparison

Dividends

4.0%

Current Dividend Yield

77%

Payout Ratio