William Penn Bancorporation Balance Sheet Health
Financial Health criteria checks 5/6
William Penn Bancorporation has total assets of $812.2M and total equity of $128.3M. Total deposits are $629.8M, and total loans are $462.2M earning a Net Interest Margin of 2.3%. It has insufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $26.6M.
Key information
6.3x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | US$629.79m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$26.61m |
Recent financial health updates
No updates
Recent updates
William Penn Bancorporation (NASDAQ:WMPN) Will Pay A Dividend Of $0.03
Jul 22
William Penn Bancorporation (NASDAQ:WMPN) Will Pay A Dividend Of $0.03
Apr 24William Penn Bancorporation (NASDAQ:WMPN) Is Due To Pay A Dividend Of $0.03
Jul 23William Penn Bancorporation's (NASDAQ:WMPN) Dividend Will Be $0.03
Jan 22William Penn Bancorp Non-GAAP EPS of $0.08 misses by $0.01, revenue of $6.52M misses by $0.73M
Oct 20William Penn Bancorporation announces stock buyback plan of up to ~739K shares
Aug 19William Penn Bancorp declares $0.03 dividend
Jul 20William Penn: Priced Below Liquidation Value And Insiders Are Buying
Jan 03Shareholders Will Probably Not Have Any Issues With William Penn Bancorporation's (NASDAQ:WMPN) CEO Compensation
Nov 11William Penn: Plenty Of Catalysts And Trading At A Bargain Price
Jul 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WMPN's Assets to Equity ratio (6.3x) is low.
Allowance for Bad Loans: WMPN has a low allowance for bad loans (81%).
Low Risk Liabilities: 92% of WMPN's liabilities are made up of primarily low risk sources of funding.
Loan Level: WMPN has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: WMPN's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: WMPN has an appropriate level of bad loans (0.7%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/31 23:51 |
| End of Day Share Price | 2024/12/31 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
William Penn Bancorporation is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark Fitzgibbon | Piper Sandler Companies |