William Penn Bancorporation Balance Sheet Health
Financial Health criteria checks 5/6
William Penn Bancorporation has total assets of $812.2M and total equity of $128.3M. Total deposits are $629.8M, and total loans are $462.2M earning a Net Interest Margin of 2.3%. It has insufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $26.6M.
Key information
6.3x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | US$629.79m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$26.61m |
Recent financial health updates
No updates
Recent updates
William Penn Bancorporation (NASDAQ:WMPN) Will Pay A Dividend Of $0.03
Jul 22
William Penn Bancorporation (NASDAQ:WMPN) Will Pay A Dividend Of $0.03
Apr 24William Penn Bancorporation (NASDAQ:WMPN) Is Due To Pay A Dividend Of $0.03
Jul 23William Penn Bancorporation's (NASDAQ:WMPN) Dividend Will Be $0.03
Jan 22William Penn Bancorp Non-GAAP EPS of $0.08 misses by $0.01, revenue of $6.52M misses by $0.73M
Oct 20William Penn Bancorporation announces stock buyback plan of up to ~739K shares
Aug 19William Penn Bancorp declares $0.03 dividend
Jul 20William Penn: Priced Below Liquidation Value And Insiders Are Buying
Jan 03Shareholders Will Probably Not Have Any Issues With William Penn Bancorporation's (NASDAQ:WMPN) CEO Compensation
Nov 11William Penn: Plenty Of Catalysts And Trading At A Bargain Price
Jul 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WMPN's Assets to Equity ratio (6.3x) is low.
Allowance for Bad Loans: WMPN has a low allowance for bad loans (81%).
Low Risk Liabilities: 92% of WMPN's liabilities are made up of primarily low risk sources of funding.
Loan Level: WMPN has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: WMPN's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: WMPN has an appropriate level of bad loans (0.7%).