Virginia National Bankshares Corporation

NasdaqCM:VABK Stock Report

Market Cap: US$211.1m

Virginia National Bankshares Balance Sheet Health

Financial Health criteria checks 6/6

Virginia National Bankshares has total assets of $1.6B and total equity of $165.9M. Total deposits are $1.4B, and total loans are $1.2B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $19.2M.

Key information

9.7x

Asset to equity ratio

3.4%

Net interest margin

Total deposits

US$1.38b

Loan to deposit ratio

Appropriate

Bad loans

0.4%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$19.17m

Recent financial health updates

No updates

Recent updates

Virginia National Bankshares (NASDAQ:VABK) Has Affirmed Its Dividend Of $0.33

Oct 29
Virginia National Bankshares (NASDAQ:VABK) Has Affirmed Its Dividend Of $0.33

Virginia National Bankshares (NASDAQ:VABK) Is Due To Pay A Dividend Of $0.33

Jul 30
Virginia National Bankshares (NASDAQ:VABK) Is Due To Pay A Dividend Of $0.33

Here's Why We Think Virginia National Bankshares (NASDAQ:VABK) Might Deserve Your Attention Today

Sep 16
Here's Why We Think Virginia National Bankshares (NASDAQ:VABK) Might Deserve Your Attention Today

Virginia National Bankshares (NASDAQ:VABK) Will Pay A Dividend Of $0.30

Dec 11
Virginia National Bankshares (NASDAQ:VABK) Will Pay A Dividend Of $0.30

Virginia National Bankshares (NASDAQ:VABK) Will Pay A Dividend Of $0.30

Aug 02
Virginia National Bankshares (NASDAQ:VABK) Will Pay A Dividend Of $0.30

Virginia National Bankshares GAAP EPS of $1.06, revenue of $16.11M

Jul 29

Virginia National Bankshares (NASDAQ:VABK) Is Due To Pay A Dividend Of US$0.30

May 29
Virginia National Bankshares (NASDAQ:VABK) Is Due To Pay A Dividend Of US$0.30

We Think Shareholders Are Less Likely To Approve A Pay Rise For Virginia National Bankshares Corporation's (NASDAQ:VABK) CEO For Now

Jun 20
We Think Shareholders Are Less Likely To Approve A Pay Rise For Virginia National Bankshares Corporation's (NASDAQ:VABK) CEO For Now

Virginia National Bankshares declares $0.30 dividend

May 28

Virginia National Bankshares reports Q1 results

Apr 30

Virginia National Bankshares Corporation's (NASDAQ:VABK) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Apr 07
Virginia National Bankshares Corporation's (NASDAQ:VABK) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: VABK's Assets to Equity ratio (9.7x) is low.

Allowance for Bad Loans: VABK has a sufficient allowance for bad loans (160%).

Low Risk Liabilities: 95% of VABK's liabilities are made up of primarily low risk sources of funding.

Loan Level: VABK has an appropriate level of Loans to Assets ratio (75%).

Low Risk Deposits: VABK's Loans to Deposits ratio (87%) is appropriate.

Level of Bad Loans: VABK has an appropriate level of bad loans (0.4%).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 15:00
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

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Analyst Sources

Virginia National Bankshares Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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