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TrustCo Bank Corp NY NasdaqGS:TRST Stock Report

Last Price

US$31.08

Market Cap

US$597.2m

7D

0.5%

1Y

13.7%

Updated

04 Jun, 2025

Data

Company Financials

TrustCo Bank Corp NY

NasdaqGS:TRST Stock Report

Market Cap: US$597.2m

TrustCo Bank Corp NY (TRST) Stock Overview

Operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. More details

TRST fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance1/6
Financial Health6/6
Dividends4/6

TRST Community Fair Values

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TrustCo Bank Corp NY Competitors

Price History & Performance

Summary of share price highs, lows and changes for TrustCo Bank Corp NY
Historical stock prices
Current Share PriceUS$31.08
52 Week HighUS$38.89
52 Week LowUS$26.14
Beta0.65
1 Month Change-0.83%
3 Month Change-0.99%
1 Year Change13.68%
3 Year Change-0.22%
5 Year Change-6.24%
Change since IPO794.91%

Recent News & Updates

Recent updates

Another Downgrade For TrustCo Bank

Feb 17

TrustCo Bank Corp NY (NASDAQ:TRST) Is Due To Pay A Dividend Of $0.36

Nov 23
TrustCo Bank Corp NY (NASDAQ:TRST) Is Due To Pay A Dividend Of $0.36

TrustCo Bank: Very Strong Performance, Run A House Position

Jul 22

Results: TrustCo Bank Corp NY Exceeded Expectations And The Consensus Has Updated Its Estimates

Apr 26
Results: TrustCo Bank Corp NY Exceeded Expectations And The Consensus Has Updated Its Estimates

TrustCo Bank: Back To A 5.5% Yield, It Is A Buy

Apr 22

TrustCo Bank Corp NY (NASDAQ:TRST) Is Due To Pay A Dividend Of $0.36

Nov 25
TrustCo Bank Corp NY (NASDAQ:TRST) Is Due To Pay A Dividend Of $0.36

Should You Be Adding TrustCo Bank Corp NY (NASDAQ:TRST) To Your Watchlist Today?

Mar 24
Should You Be Adding TrustCo Bank Corp NY (NASDAQ:TRST) To Your Watchlist Today?

TrustCo Bank Corp NY (NASDAQ:TRST) Is Increasing Its Dividend To $0.36

Feb 25
TrustCo Bank Corp NY (NASDAQ:TRST) Is Increasing Its Dividend To $0.36

TrustCo Bank Corp NY (NASDAQ:TRST) Will Pay A Dividend Of $0.35

Aug 20
TrustCo Bank Corp NY (NASDAQ:TRST) Will Pay A Dividend Of $0.35

TrustCo Bank: Stable And Attractively Valued

Aug 20

TrustCo Bank: A 4.5% Yield For A Bank Trading At TBV

May 24

TrustCo Bank: An Attractive 4% Dividend Yield For New York And Florida Real Estate Exposure

Jan 10

Shareholder Returns

TRSTUS BanksUS Market
7D0.5%0.5%1.4%
1Y13.7%21.8%11.6%

Return vs Industry: TRST underperformed the US Banks industry which returned 22.9% over the past year.

Return vs Market: TRST exceeded the US Market which returned 12.6% over the past year.

Price Volatility

Is TRST's price volatile compared to industry and market?
TRST volatility
TRST Average Weekly Movement4.1%
Banks Industry Average Movement4.6%
Market Average Movement7.9%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market4.1%

Stable Share Price: TRST has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: TRST's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1902740Rob McCormickwww.trustcobank.com

TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities.

TrustCo Bank Corp NY Fundamentals Summary

How do TrustCo Bank Corp NY's earnings and revenue compare to its market cap?
TRST fundamental statistics
Market capUS$597.22m
Earnings (TTM)US$50.98m
Revenue (TTM)US$174.00m
11.6x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TRST income statement (TTM)
RevenueUS$174.00m
Cost of RevenueUS$0
Gross ProfitUS$174.00m
Other ExpensesUS$123.02m
EarningsUS$50.98m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.68
Gross Margin100.00%
Net Profit Margin29.30%
Debt/Equity Ratio12.0%

How did TRST perform over the long term?

See historical performance and comparison

Dividends

4.6%
Current Dividend Yield
54%
Payout Ratio

Does TRST pay a reliable dividends?

See TRST dividend history and benchmarks
When do you need to buy TRST by to receive an upcoming dividend?
TrustCo Bank Corp NY dividend dates
Ex Dividend DateJun 06 2025
Dividend Pay DateJul 01 2025
Days until Ex dividend0 days
Days until Dividend pay date25 days

Does TRST pay a reliable dividends?

See TRST dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/04 13:03
End of Day Share Price 2025/06/04 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TrustCo Bank Corp NY is covered by 7 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Travis LanKeefe, Bruyette, & Woods
Alexander Roberts TwerdahlPiper Sandler Companies
Alexander Roberts TwerdahlSandler O'Neill