SSBI Stock Overview
Provides various banking products and services to individuals and businesses primarily in Sonoma County, California.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 2/6 |
Summit State Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$8.14 |
| 52 Week High | US$15.19 |
| 52 Week Low | US$5.68 |
| Beta | 0.62 |
| 11 Month Change | -1.09% |
| 3 Month Change | -18.60% |
| 1 Year Change | -46.27% |
| 33 Year Change | -52.92% |
| 5 Year Change | -28.38% |
| Change since IPO | -25.38% |
Recent News & Updates
Recent updates
Summit State Bank (NASDAQ:SSBI) Is Due To Pay A Dividend Of $0.12
Jul 29
Here's Why We Think Summit State Bank (NASDAQ:SSBI) Might Deserve Your Attention Today
Jul 19Summit State Bank (NASDAQ:SSBI) Is Due To Pay A Dividend Of $0.12
Apr 28Do Summit State Bank's (NASDAQ:SSBI) Earnings Warrant Your Attention?
Dec 15Summit State Bank (NASDAQ:SSBI) Is Due To Pay A Dividend Of $0.12
Jul 29Summit State Bank declares $0.12 dividend
Jul 26Summit State Bank (NASDAQ:SSBI) Is Due To Pay A Dividend Of US$0.12
Apr 29Summit State Bank (NASDAQ:SSBI) Is Due To Pay A Dividend Of US$0.12
Jan 28Summit State Bank's (NASDAQ:SSBI) Dividend Will Be US$0.12
Jul 30Summit State Bank's (NASDAQ:SSBI) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?
May 07Summit State Bank reports Q1 results
Apr 27Does Summit State Bank's (NASDAQ:SSBI) Share Price Gain of 95% Match Its Business Performance?
Mar 15Why You Might Be Interested In Summit State Bank (NASDAQ:SSBI) For Its Upcoming Dividend
Feb 07
Are You An Income Investor? Don't Miss Out On Summit State Bank (NASDAQ:SSBI)
Feb 05Here's Why I Think Summit State Bank (NASDAQ:SSBI) Is An Interesting Stock
Jan 01Summit State Bank reports Q3 results
Oct 28Shareholder Returns
| SSBI | US Banks | US Market | |
|---|---|---|---|
| 7D | 12.3% | 4.9% | 1.1% |
| 1Y | -46.3% | 54.3% | 36.0% |
Return vs Industry: SSBI underperformed the US Banks industry which returned 52.5% over the past year.
Return vs Market: SSBI underperformed the US Market which returned 35.4% over the past year.
Price Volatility
| SSBI volatility | |
|---|---|
| SSBI Average Weekly Movement | 8.4% |
| Banks Industry Average Movement | 4.4% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in US Market | 14.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: SSBI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SSBI's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1982 | 115 | Brian Reed | summitstatebank.com |
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses.
Summit State Bank Fundamentals Summary
| SSBI fundamental statistics | |
|---|---|
| Market cap | US$53.39m |
| Earnings (TTM) | US$6.04m |
| Revenue (TTM) | US$33.98m |
9.1x
P/E Ratio0.6x
P/B RatioIs SSBI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SSBI income statement (TTM) | |
|---|---|
| Revenue | US$33.98m |
| Cost of Revenue | US$0 |
| Gross Profit | US$33.98m |
| Other Expenses | US$27.93m |
| Earnings | US$6.04m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.89 |
| Gross Margin | 100.00% |
| Net Profit Margin | 17.79% |
| Debt/Equity Ratio | 9.6% |
How did SSBI perform over the long term?
See historical performance and comparison