FMFG Stock Overview
Operates as the bank holding company for Farmers and Merchants Bank that provides commercial and retail banking services to individuals and businesses in Baltimore and Carroll counties in Maryland and surrounding areas of northern Maryland. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
Farmers and Merchants Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$14.85 |
| 52 Week High | US$18.00 |
| 52 Week Low | US$12.51 |
| Beta | 0.11 |
| 1 Month Change | 1.02% |
| 3 Month Change | -5.71% |
| 1 Year Change | -17.41% |
| 3 Year Change | -39.39% |
| 5 Year Change | -18.85% |
| Change since IPO | 55.93% |
Recent News & Updates
Recent updates
Shareholder Returns
| FMFG | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.6% | -6.3% | -4.0% |
| 1Y | -17.4% | 28.2% | 24.0% |
Return vs Industry: FMFG underperformed the US Banks industry which returned 31.3% over the past year.
Return vs Market: FMFG underperformed the US Market which returned 26.1% over the past year.
Price Volatility
| FMFG volatility | |
|---|---|
| FMFG Average Weekly Movement | 5.8% |
| Banks Industry Average Movement | 5.3% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: FMFG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine FMFG's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1919 | 92 | Gary Harris | www.fmb1919.bank |
Farmers and Merchants Bancshares, Inc. operates as the bank holding company for Farmers and Merchants Bank that provides commercial and retail banking services to individuals and businesses in Baltimore and Carroll counties in Maryland and surrounding areas of northern Maryland. It offers checking, savings, money market, individual retirement, and sweep accounts, as well as certificates of deposit, remote check deposits, and repurchase agreements. The company also provides credit for residential mortgages, including federal housing administration and veterans affairs loans; construction loans; home equity lines; personal installment loans; and other consumer financing, as well as finances commerce and industry by providing credit and deposit services for small to medium size businesses and the agricultural community.
Farmers and Merchants Bancshares, Inc. Fundamentals Summary
| FMFG fundamental statistics | |
|---|---|
| Market cap | US$46.72m |
| Earnings (TTM) | US$4.84m |
| Revenue (TTM) | US$22.30m |
9.7x
P/E Ratio0.8x
P/B RatioIs FMFG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FMFG income statement (TTM) | |
|---|---|
| Revenue | US$22.30m |
| Cost of Revenue | US$0 |
| Gross Profit | US$22.30m |
| Other Expenses | US$17.46m |
| Earnings | US$4.84m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.54 |
| Gross Margin | 100.00% |
| Net Profit Margin | 21.69% |
| Debt/Equity Ratio | 128.0% |
How did FMFG perform over the long term?
See historical performance and comparisonDividends
4.6%
Current Dividend Yield43%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 23:05 |
| End of Day Share Price | 2024/12/17 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Farmers and Merchants Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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