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SBT Stock Overview
Operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
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Sterling Bancorp, Inc. (Southfield, MI) Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$4.84 |
| 52 Week High | US$5.97 |
| 52 Week Low | US$4.40 |
| Beta | 0.54 |
| 1 Month Change | 4.99% |
| 3 Month Change | 1.68% |
| 1 Year Change | -1.83% |
| 3 Year Change | -31.15% |
| 5 Year Change | 24.10% |
| Change since IPO | -60.20% |
Recent News & Updates
Shareholder Returns
| SBT | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.4% | 3.2% | 1.3% |
| 1Y | -1.8% | 16.0% | 8.2% |
Return vs Industry: SBT underperformed the US Banks industry which returned 15.2% over the past year.
Return vs Market: SBT underperformed the US Market which returned 6.1% over the past year.
Price Volatility
| SBT volatility | |
|---|---|
| SBT Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 7.9% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: SBT has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SBT's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1984 | 220 | Tom O'Brien | www.sterlingbank.com |
Sterling Bancorp, Inc. (Southfield, MI) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. The company offers checking, savings, money market, term certificate, and individual retirement accounts, as well as certificates of deposit. It also provides residential mortgage, commercial and industrial, commercial real estate, construction, and consumer loans, as well as commercial lines of credit and private banking services.
Sterling Bancorp, Inc. (Southfield, MI) Fundamentals Summary
| SBT fundamental statistics | |
|---|---|
| Market cap | US$253.13m |
| Earnings (TTM) | US$2.14m |
| Revenue (TTM) | US$66.06m |
118.4x
P/E Ratio0.8x
P/B RatioIs SBT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SBT income statement (TTM) | |
|---|---|
| Revenue | US$66.06m |
| Cost of Revenue | US$0 |
| Gross Profit | US$66.06m |
| Other Expenses | US$63.93m |
| Earnings | US$2.14m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.041 |
| Gross Margin | 100.00% |
| Net Profit Margin | 3.24% |
| Debt/Equity Ratio | 0% |
How did SBT perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/02 00:40 |
| End of Day Share Price | 2025/03/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Sterling Bancorp, Inc. (Southfield, MI) is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Anthony Polini | American Capital Partners, LLC |
| Benjamin Gerlinger | Hovde Group, LLC |
| Nicholas Cucharale | Piper Sandler Companies |